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2727 Main St, York, NY, 14592

4beds
2baths
2,516sqft
$279,900
$111price/sqft
$2,411/moest. monthly cost
$96,440/yrincome needed

About This Home

A unique grand spacious home. Well maintained with a grand staircase, 4 very spacious bedrooms on the 2nd floor, and original gumwood trim. Hardwoods throughout are intact. Full stand up attic to convert into your own private loft. New metal roof, boiler, and water heater in past year and a half, as well as new bathroom fixtures basement windows, painting interior and exterior.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
7/10
York Middle High SchoolGrades 6-122.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Other,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 2,516 sqft

Property

Details

  • Parcel number: 245200516139

Features

  • Exterior features: Shingle
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 8
  • Parking features: Carport,Garage - Detached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Livingston County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$129$1,548
Property Taxes $452$5,424
Electricity $415$4,989
Total$2,411$28,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,662/yr
40% on housing$72,330/yr
45% on housing$64,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 14592
Livingston County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 14592$74
Livingston County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$275,000
2026-04-20Listing removed$10,964
2026-04-18Listed for rent$10,964
2026-03-30Listing removed$2,500
2026-03-23Price change$2,500
2026-03-22Listed for rent$2,650
2026-03-21Listing removed--
2026-03-21Pending sale$264,900
2026-03-05Price change$264,900
2026-02-07Price change$267,500
2026-01-15Price change$268,500
2026-01-02Price change$264,500
2025-12-29Price change$267,500
2025-12-05Price change$199,000
2025-11-21Price change$262,900
2025-11-06Price change$265,900
2025-10-29Price change$285,000
2025-10-20Price change$259,900
2025-10-17Listed for sale$259,000
2025-09-11Listing removed$199,900
2025-08-26Price change$199,900
2025-08-17Price change$239,900
2025-08-06Listed for sale$249,900
2025-08-06Listing removed--
2025-07-19Listed for sale$259,900
2017-11-30Sold$117,900
2014-04-01Sold$124,900
2010-04-16Sold$85,900

For Sale by Owner

AgentProperty Owner

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