340 Seneca St, Oneida, NY, 13421
About This Home
Welcome to 340 Seneca St, Oneida, NY 13421. Excellent investment or owner-occupant opportunity in the heart of Oneida! This solid duplex offers two spacious 3-bedroom, 1-bath units with identical layouts. The upstairs unit is occupied and features an in-unit washer and dryer, while the downstairs unit is vacant—perfect for new tenants or for an owner to move right in. Located in a quiet residential neighborhood, just minutes from downtown Oneida, schools, parks, shopping, and dining. Easy access to Route 5 and the NYS Thruway (I-90) provides a quick commute to Syracuse, Utica, or Verona’s Turning Stone Resort & Casino. Additional highlights include separate utilities, off-street parking, and a spacious backyard with potential for outdoor enjoyment or tenant use. Whether you’re looking to expand your rental portfolio or live in one unit and rent the other, this property delivers great value and location!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Construction materials: Brick,Other
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood,Tile,Varies
Heating
- Heating features: Gas,Hot Water,Multiple Heating Units
Interior Area
- Total structure area: 2,300
- Total interior livable area: 2,300 sqft
Property
Details
- Parcel number: 25120103803100010190000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 9,147 sqft
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 62 x 150
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $64 | $768 |
| Property Taxes | $222 | $2,664 |
| Electricity | $380 | $4,561 |
| Total | $1,348 | $16,176 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Listed for sale | $159,900 |
| 2026-02-14 | Listing removed | $149,900 |
| 2025-10-14 | Listed for sale | $149,900 |
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