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229 Park Ave, Oneida, NY, 13421

5beds
3baths
3,268sqft
$169,900
$52price/sqft
$1,759/moest. monthly cost
$70,360/yrincome needed

About This Home

Step into timeless elegance with this Queen Anne Victorian situated on a generous .43 acre lot in Oneida. Offering 3,268 square feet of living space, this classic home showcases beautiful architectural character while providing exceptional versatility. A welcoming foyer leads to spacious living and dining rooms featuring hardwood floors, creating the perfect setting for entertaining or everyday living. The eat-in kitchen offers abundant space for gathering and includes a convenient pantry for extra storage. There is a first floor full bath and upstairs you'll find four good sized bedrooms and another full bathroom, while the third floor adds two additional finished rooms that are ideal for home offices, guest space, hobby rooms or a playroom. Adding to the property's value is a first floor one bedroom apartment, providing excellent income potential or flexible living arrangements for extended family or guests. The home is zoned R3, offering additional possibilities for investors or those seeking a mixed-use opportunity. Outside, the detached barn/garage includes a heated office, making it perfect for a home based business, workshop, studio or additional storage. Set on .43 acre, this property offers plenty of outdoor space while remaining conveniently located near the amenities of Oneida.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
Seneca Street SchoolGrades 2-30.2 mi
2/10
5/10
Oneida Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Composite Siding,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Range,Gas Water Heater,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second
  • Dimensions: 15.50 x 15.00

Bedroom2

  • Level: Second
  • Dimensions: 12.50 x 15.00

Bedroom3

  • Level: Second
  • Dimensions: 11.00 x 14.50

Bedroom4

  • Level: Second
  • Dimensions: 13.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Den

  • Level: Third
  • Dimensions: 10.50 x 12.60

Dining Room

  • Level: First
  • Dimensions: 11.50 x 14.50

Features

  • Central Vacuum,Separate/Formal Dining Room,Eat-in Kitchen,Natural Woodwork,Bedroom on Main Level,Convertible Bedroom,In-Law Floorplan
  • Window features: Leaded Glass,Storm Window(s),Thermal Windows,Wood Frames
  • Flooring: Carpet,Hardwood,Varies

Foyer

  • Level: First
  • Dimensions: 9.50 x 6.50

Heating

  • Heating features: Gas,Hot Water

Interior Area

  • Total structure area: 3,268
  • Total interior livable area: 3,268 sqft

Kitchen

  • Level: First
  • Dimensions: 14.00 x 10.00

Living Room

  • Level: First
  • Dimensions: 15.50 x 15.00

Other

  • Level: First
  • Dimensions: 17.50 x 15.00

Other

  • Level: Third
  • Dimensions: 18.00 x 10.50

Other

  • Level: First
  • Dimensions: 7.00 x 12.00

Other

  • Level: First
  • Dimensions: 15.00 x 12.50

Property

Details

  • Parcel number: 25120103803200010040000000
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.43 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 106 x 172

Parking

  • Parking features: Detached,Electricity,Garage,Heated Garage,Water Available
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$80$960
Property Taxes $280$3,360
Electricity $540$6,480
Total$1,759$21,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,308/yr
40% on housing$52,770/yr
45% on housing$46,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 13421$121
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13421$144
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$169,900
2026-07-02Listed for sale$184,900

For Sale by Agent

AgentJanet Mautner
BrokerageKay Real Estate

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