530 Broad St, Oneida, NY, 13421
About This Home
Space, character, and endless possibilities! This classic beauty sits on a rare 1/2 acre corner lot offering abundant outdoor area without sacrificing the convenience of city living. The inviting living room spans the front of the home creating a warm gathering space. Savor every meal with the perfect pairing of a formal dining room and cheerful eat-in kitchen. Five bedrooms provide room for everyone, including four on the second floor and a first-floor bedroom that’s perfect for a home office or quiet den. Upstairs, a private bonus living suite with a kitchenette, sitting room, and a separate entrance is ideal for guests, multi-generational living, or your own private retreat. Enjoy lazy afternoons on the front porch and relaxing evenings on the rear patio. Some rich hardwood flooring and timeless architectural details add character and charm throughout. From the full bath on each floor, the roomy walk-in pantry, and full basement, this home blends convenience and functionality. Top it all off with a two-car garage and you’ll be ready for every Central NY season.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1901
Materials
- Foundation: Block,Stone
- Construction materials: Composite Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,See Remarks,Second Kitchen,Walk-In Pantry,Bedroom on Main Level,In-Law Floorplan
- Window features: Thermal Windows
- Flooring: Carpet,Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,504
- Total interior livable area: 2,504 sqft
Property
Details
- Parcel number: 25120103804800010660000000
- Special condition: Trust
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Blacktop Driveway,Patio
Lot
- Lot size: 0.51 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 110 x 200
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $404 | $4,848 |
| Electricity | $413 | $4,965 |
| Total | $2,171 | $26,052 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $245,000 |
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