392 Genesee St, Oneida, NY, 13421
About This Home
Just Listed in Oneida! Welcome home to this charming 3-bedroom ranch that's ready for its next owner! From the moment you step inside, you'll love the bright, spacious living room with beautiful hardwood floors that create a warm and inviting atmosphere. Step outside to your large private deck—the perfect place to entertain friends, enjoy your morning coffee, or unwind after a long day.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1956
Materials
- Foundation: Block
- Roof: Architectural,Shingle
- Construction materials: Aluminum Siding,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Eat-in Kitchen,Separate/Formal Living Room,Pantry,Natural Woodwork,Bedroom on Main Level
- Window features: Thermal Windows
- Flooring: Hardwood,Laminate,Varies
- Finished area below ground: 500
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,652
- Total interior livable area: 1,652 sqft
Property
Details
- Parcel number: 25120103805400010270000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Open,Porch
- Exterior features: Blacktop Driveway,Deck
Lot
- Lot size: 0.33 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 75 x 191
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Driveway,Other
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $420 | $5,040 |
| Electricity | $273 | $3,276 |
| Total | $2,103 | $25,236 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $255,000 |
| 2018-10-25 | Sold | $126,500 |
| 2018-09-07 | Pending sale | $131,500 |
| 2018-08-28 | Listed for sale | $131,500 |
| 2018-08-28 | Pending sale | $131,500 |
| 2018-07-30 | Listed for sale | $131,500 |
| 1995-05-15 | Sold | $59,000 |
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