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621 Deerfield Dr, Oneida, NY, 13421

4beds
3baths
3,425sqft
$425,000
$124price/sqft
$3,618/moest. monthly cost
$144,720/yrincome needed

About This Home

Can you EVEN believe this home is in Oneida? Located in the Upper Heights, this property feels like a completely different setting—set on a full acre with beautiful views and a sense of space you don’t often find here. When you walk in, the two-story entryway makes an immediate impression. The kitchen has already been updated and features a huge island/breakfast bar that really is the center of the home. Hardwood floors run through the living and dining rooms, and both the living room and family room have wood-burning fireplaces—super cozy and inviting. One of my favorite spaces is the all-season sunroom. It’s heated and cooled so you can actually use it year-round, and it overlooks the backyard and large deck. The layout is super functional with 4 bedrooms, 2.5 baths, and a first-floor office that could easily be a 5th bedroom, playroom, or whatever you need. Upstairs you’ll find all four bedrooms, including one with built-ins, plus a primary suite and another full bath, both with jacuzzi tubs. A lot of the big-ticket items have already been taken care of within the last five years—HVAC, windows and doors, Trex deck, attic insulation, water heater, water softener, and appliances—which is huge. It gives the next owner the chance to come in and put their own style on things over time. There’s also a full basement with potential to finish, and a 3-car garage that steps right into the mudroom. Homes like this don’t come up often in this location—especially like this.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Seneca Street SchoolGrades K-51.0 mi
3/10
6/10
Oneida Senior High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1967

Materials

  • Foundation: Block
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Country Kitchen,Kitchen Island,Pantry,Solid Surface Counters,Convertible Bedroom,Bath in Primary Bedroom
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 600

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,425
  • Total interior livable area: 3,425 sqft

Property

Details

  • Parcel number: 25120103806900010090000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.96 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 226 x 185

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$202$2,424
Property Taxes $701$8,412
Electricity $566$6,792
Total$3,618$43,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,045/yr
40% on housing$108,540/yr
45% on housing$96,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 13421$117
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 13421$144
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$489,900
2026-04-09Contingent$489,900
2026-04-01Listed for sale$489,900
2020-12-29Listing removed--
2019-03-15Sold$225,000
2019-02-20Pending sale$250,000
2019-01-02Listed for sale$250,000
2015-06-30Sold$190,000
2015-05-03Pending sale$209,000
2015-01-27Price change$209,000
2014-09-09Price change$219,900
2014-07-03Listed for sale$234,500

For Sale by Agent

AgentErica Laquidara
BrokerageHunt Real Estate ERA

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