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2964 W Lake Rd, Cazenovia, NY, 13035

7beds
7baths
7,848sqft
$1,800,000
$229price/sqft
$14,083/moest. monthly cost
$563,320/yrincome needed

About This Home

Set on just under 3 private acres with 200 feet of pristine shoreline, this exceptional LAKEFRONT ESTATE offers 7,848 sq. ft. of living space designed for flexibility, comfort, and unforgettable views. The property includes a main residence of just over 5,000 sq. ft. and a separate 2700-sq. ft. living space known as *The Lodge*, connected by a 2nd floor breezeway or accessible through its own main-level entrance—ideal for extended family, guests, or income potential. The main house features an open and inviting floor plan centered around a light-filled great rm w/a dramatic picture window overlooking the lake, a wood-burning fireplace and a formal dining area. The great room flows into a spacious eat-in kitchen w/abundant cabinetry, a large island, dual breakfast bars, and a gas fireplace in the dining area. This level also offers a bedrm and a full bath. A back staircase leads from the kitchen to a loft bedrm and office area, while the front staircase brings you to a stunning primary suite w/sweeping lake view, a sitting area, a spa-like ensuite bath, and a walk-in closet w/custom built-ins. The walkout lower level opens directly to the lake and includes a comfortable family rm w/a 3rd fireplace, an additional bedrm, and full bath, perfect for relaxed lakefront living. The Lodge delivers a warm Adirondack ambiance w/a soaring 2-story gas fireplace anchoring the open kitchen, dining, and family rm. A full bath is located on the main level, while a striking timber staircase leads to 2 bedrooms and 2 baths above. A 3rd-floor space offers additional sleeping or recreational flexibility. Outdoors, the property truly shines w/expansive lakeside decks, manicured lawns gently sloping to the shoreline, a 2-story boathouse, and multiple docks—providing everything needed to enjoy life on Cazenovia Lake. Wake to the sunrise over the water, spend the day boating, and end the evening by the fire pit, toasting marshmallows. Also included is a .96-acre approved building lot on the west side of the property, NOT part of the total 2.43 acres, offering additional opportunity for future expansion.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Cazenovia Middle SchoolGrades 5-72.4 mi
10/10
Cazenovia High SchoolGrades 8-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Cedar,Stone,Spray Foam Insulation,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dryer,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer,Water Purifier Owned,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 7
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Den,Separate/Formal Dining Room,Eat-in Kitchen,Guest Accommodations,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Pantry,Sliding Glass Door(s),Second Kitchen,Storage,Natural Woodwork,Window Treatments,Bedroom on Main Level,In-Law Floorplan,Loft,Bath in Primary Bedroom,Workshop
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Carpet,Hardwood,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 800

Heating & Cooling

  • Heating features: Ductless,Gas,Zoned,Baseboard,Forced Air,Hot Water,Multiple Heating Units
  • Cooling features: Ductless,Central Air,Zoned

Interior Area

  • Total structure area: 7,848
  • Total interior livable area: 7,848 sqft

Property

Details

  • Parcel number: 25228907601800010040010000
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony,Covered,Deck,Open,Patio,Porch
  • Exterior features: Blacktop Driveway,Balcony,Deck,Dock,Gravel Driveway,Patio,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Cazenovia Lake
  • Frontage length: 200

Lot

  • Lot size: 2.43 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 217 x 488

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Heated Garage,Workshop in Garage,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$716$8,592
Property Taxes $2,970$35,640
Electricity $1,296$15,563
Total$14,083$168,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$482,845/yr
40% on housing$422,490/yr
45% on housing$375,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 13035$197
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13035$213
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$2,200,000
2026-03-13Listing removed$2,200,000
2025-12-26Listed for sale$2,200,000
2021-03-24Listing removed--
2017-04-28Listing removed$875,000
2016-09-10Listed for sale$825,000
2016-03-25Listing removed$929,000
2015-12-26Price change$929,000
2015-11-05Listed for sale$949,000
2011-04-02Listing removed$3,500
2011-03-08Listed for sale$3,500
2011-01-24Listing removed$4,500
2011-01-11Price change$4,500
2011-01-04Price change$3,500
2011-01-01Price change$4,500
2010-12-30Listed for sale$3,500
2010-11-15Listing removed$745,000
2010-04-02Price change$685,000
2010-03-14Price change$660,000
2009-11-26Price change$699,000
2009-04-23Listed for sale$749,000
2008-05-01Listing removed$799,900
2008-04-11Listed for sale$799,900
2002-06-28Sold$320,000

For Sale by Agent

AgentLinda Crawford
BrokerageHunt Real Estate ERA

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