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2970 W Lake Rd, Cazenovia, NY, 13035

5beds
4baths
4,205sqft
$1,650,000
$392price/sqft
$12,415/moest. monthly cost
$496,600/yrincome needed

About This Home

Welcome to 2970 West Lake Rd., one of the most distinctive and enchanting estates on Cazenovia Lake. This timeless Georgian Colonial delivers the best of both worlds: six impeccably manicured acres creating a serene, private sanctuary you’ll never want to leave, paired with breathtaking lakefront living that feels like a dream come true. For buyers dreaming of the lake lifestyle or those who never imagined they would own a lake house, this is your opportunity to live it with style. Built in 1975 and cherished with uncompromising care, this 4,200-square-foot home blends elegant architecture with effortless comfort. Five bedrooms and 3.5 bathrooms provide generous space, while the first-floor office, with closet and a fireplace easily becomes a sixth bedroom for family or guests. Inside, sunlight pours across rich hardwood floors, highlighting the warm, inviting living spaces. The kitchen steals the show with its expansive workspace, seamless design, and show-stopping live-edge black walnut island - the ultimate hub for unforgettable gatherings! Adjacent, the family room features dramatic custom mahogany walls, views of the lake, and a crackling wood-burning fireplace. A sun-drenched sunroom offers sweeping views of the park-like grounds, complete with a chipping green, and the sparkling lake beyond. Downstairs, the finished walkout lower level is pure entertainment magic: a cozy movie lounge, a custom speakeasy-style sports bar, flexible workshop/hobby space, and an additional room perfect for a home gym or second office. Outside, approximately 90 feet of pristine lake frontage awaits, anchored by a charming seasonal cottage with loft, comfortable entertaining area, and a covered porch framed by exceptional water views. The property includes three separate tax parcels, highlighted by a rare 2-acre buildable lot for future dreams. Privacy, timeless character, flawless condition, and true lakefront luxury, this is lakeside living reimagined. Don’t just visit 2970 West Lake Rd. Come claim the life you’ve always wanted.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Cazenovia Middle SchoolGrades 5-72.5 mi
10/10
Cazenovia High SchoolGrades 8-122.5 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Breakfast Bar,Central Vacuum,Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen Island,Storage,Bar,Natural Woodwork,Bath in Primary Bedroom,Workshop
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 4,205
  • Total interior livable area: 4,205 sqft

Property

Details

  • Parcel number: 25228907601800010050000000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Dock,Gravel Driveway,See Remarks
  • Has view: Yes
  • View description: Slope View
  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake
  • Waterbody name: Cazenovia Lake
  • Frontage length: 90
  • Horses can be raised: Yes

Lot

  • Lot size: 6 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 246 x 1380

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Circular Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$656$7,872
Property Taxes $2,722$32,664
Electricity $694$8,338
Total$12,415$148,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$425,657/yr
40% on housing$372,450/yr
45% on housing$331,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 13035$189
Madison County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 13035$213
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,650,000
2026-07-16Listing removed$1,750,000
2026-06-02Listed for sale$1,750,000
2013-08-27Sold$310,000
2013-04-22Listing removed$299,900
2012-08-29Listed for sale$299,900
2012-04-12Listing removed$465,000
2011-10-08Price change$465,000
2011-03-09Price change$490,000
2010-04-29Price change$549,900
2010-02-06Listed for sale$595,000

For Sale by Agent

AgentEric Burrell
BrokerageLimestone Creek Properties LLC

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