1615 Cortland St, De Ruyter, NY, 13052
About This Home
Efficiently sized, centrally located and possessing a clean interior and masterfully designed landscape, this Village of DeRuyter home is a great value. Everything you need is on the first floor; the primary bedroom, bath, kitchen, family room as well as the washer and dryer. The enclosed front porch is the perfect spot to enjoy your morning coffee or have a front row seat for the annual parade in August! The exterior of this home is stunning. The front gardens are the envy of the neighborhood. Behind the attached garage and through the cleverly repurposed doors is an outdoor space that is simply awesome. Whether a quiet getaway or spot to entertain, the natural stone patio, plantings and wall mounted fountain to fill the air with trickling water make this a truly special spot for three seasons of the year. The detached garage has an overhead door to add to the usefulness of this space or for additional storage. This home is ideal for the buyer who knows how valuable a smaller home can be with regards to maintenance and utility costs. if you are renting you are all too aware of the ever-increasing costs. Compare buying this home and building equity against what you are or would be paying in rent to determine if it would be in your best interests. This is a unique and very special home with a price that is nearly impossible to find today. A new roof in July, 2026!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Wood Siding,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Refrigerator,Range Hood,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Entrance Foyer,Eat-in Kitchen,Window Treatments,Bedroom on Main Level
- Window features: Drapes
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 683
- Total interior livable area: 683 sqft
Property
Details
- Parcel number: 25240120600900010270000000
- Special condition: Standard
Features
- Patio & porch: Patio
- Exterior features: Blacktop Driveway,Enclosed Porch,Fence,Porch,Patio,Private Yard,See Remarks
- Fencing: Partial
Lot
- Lot size: 5,227 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 35 x 154
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $41 | $492 |
| Property Taxes | $278 | $3,336 |
| Electricity | $246 | $2,954 |
| Total | $1,419 | $17,028 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $169,000 |
| 2025-08-18 | Listing removed | $149,000 |
| 2025-07-22 | Pending sale | $149,000 |
| 2025-06-29 | Contingent | $149,000 |
| 2025-06-08 | Listed for sale | $149,000 |
| 2002-06-13 | Sold | $35,900 |
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