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3633 Mutton Hill Rd, Cazenovia, NY, 13035

3beds
2baths
1,979sqft
$45,000
$23price/sqft
$645/moest. monthly cost
$25,800/yrincome needed

About This Home

Home in Cazenovia, New York offers 3 bedrooms and 2 bathrooms with approximately 1979 square feet of living space. No Buyer Premium on this property. The buyer has the right to select their own title/closing company. The buyer is responsible for all closing costs in this transaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
10/10
Cazenovia High SchoolGrades 8-125.3 mi
6/10
Cazenovia Middle SchoolGrades 5-75.3 mi

Construction

Condition

  • Year built: 1801

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,979
  • Total interior livable area: 1,979 sqft

Property

Details

  • Parcel number: 25280088113112
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 0.79 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$17$204
Property Taxes $74$888
Electricity $327$3,924
Total$645$7,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,114/yr
40% on housing$19,350/yr
45% on housing$17,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 13035$207
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13035$213
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2017-07-27Sold$74,000
2017-04-28Price change$82,900
2017-03-30Pending sale$83,000
2017-03-30Price change$83,000
2017-03-29Price change$82,900
2017-03-09Price change$83,000
2016-12-27Price change$89,900
2016-11-05Listed for sale$95,000
2014-02-03Sold$27,000

Unknown Listed By

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