29 Payne St, Hamilton, NY, 13346
About This Home
One of Hamilton's finest! Built in 1832, this was one of the original homes built in Hamilton. It has been loved for almost 2 centuries! The current owner undertook a major renovation in 2020, updating the mechanics and functionality of the home but preserving its gracious, charming features like the wide plank flooring on the first floor. The fireplace in the living room is now gas fired; the sitting room overlooksa deck and the private backyard; the large dining room is inclusive of another sitting area; the kitchen has been remodeled with new cabinets, appliances, and countertop but keeps the beautiful wide plank flooring. The mudroom also serves as the laundry room and provides access to the deck, handy for grilling since close to the kitchen. There are 4 full baths in this house and 4 spacious bedrooms. The primary suite is set apart from the 3 guest rooms. It has a stunning bath and dressing room. Location plays an important role as this house is convenient to the village green, library, shops and restaurants downtown, as well as close to the nearby Robert Trent Jones golf course. And Colgate University is just around the corner!!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1832
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Blown-In Insulation,Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Range Hood,Washer,Water Purifier Owned,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Features
- Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Other,Quartz Counters,See Remarks,Bath in Primary Bedroom
- Flooring: Carpet,Hardwood,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Oil,Hot Water
Interior Area
- Total structure area: 2,900
- Total interior livable area: 2,900 sqft
Property
Details
- Parcel number: 25320315308400010270000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck
Lot
- Lot size: 0.34 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 74 x 200
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $1,072 | $12,864 |
| Electricity | $479 | $5,751 |
| Total | $5,098 | $61,176 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $675,000 |
| 2020-04-06 | Sold | $332,000 |
| 2020-01-22 | Pending sale | $345,000 |
| 2019-07-03 | Listed for sale | $345,000 |
| 2004-04-16 | Sold | $150,000 |
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