10 E Lake Rd, Hamilton, NY, 13346
About This Home
LOCATION! LOCATION! LOCATION! Village home located across the street from the 18th hole of Seven Oaks Golf Course in college town (Colgate University) of Hamilton, NY. Magnificent golf course view as well as beautiful sunset views! Split level style home offering open living -dining - galley kitchen on the main floor, three bedrooms and full bath on the upper level and fourth bedroom, bath and laundry on the lower level. Lower level is a walkout and would make a nice in-law suite or turn into a home office with street entry. Separate 2 car garage, garden shed, in-ground swimming pool, deck and patio around pool.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1954
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Entrance Foyer,Separate/Formal Living Room,Home Office,Country Kitchen,See Remarks,In-Law Floorplan
- Window features: Skylight(s)
- Flooring: Carpet,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Baseboard,Electric,Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,616
- Total interior livable area: 1,616 sqft
Property
Details
- Parcel number: 25320315401700010070000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Patio & porch: Deck,Open,Patio,Porch
- Exterior features: Awning(s),Blacktop Driveway,Deck,Fence,Pool,Patio,Private Yard,See Remarks,Propane Tank - Leased
- Fencing: Partial
Lot
- Lot size: 0.99 Acres
- Features: Irregular Lot,Other,See Remarks
- Lot size dimensions: 176 x 257
Parking
- Total spaces: 2
- Parking features: Detached,Electricity,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $641 | $7,692 |
| Electricity | $267 | $3,204 |
| Total | $3,030 | $36,360 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-01 | Price change | $389,000 |
| 2025-10-27 | Price change | $375,000 |
| 2025-09-02 | Listed for sale | $395,000 |
| 2016-01-15 | Sold | $240,000 |
| 2015-11-30 | Pending sale | $259,000 |
| 2015-06-23 | Price change | $259,000 |
| 2015-06-03 | Listed for sale | $265,000 |
| 2005-06-07 | Sold | $240,000 |
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