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3471 Cleveland Pl, Canastota, NY, 13032

2beds
1baths
994sqft
$409,500
$412price/sqft
$3,191/moest. monthly cost
$127,640/yrincome needed

About This Home

REDUCED!! The best buy on Oneida Lake just got BETTER! All of your Summer memories start here! This is the sweetest waterfront package to be found at an affordable price. The home can be used year round. All public utilities, water, sewer, plus gas furnace, hot water tank & appliances. Most of the furnishings will stay, plus dock and Shoremaster 5000 lb boat lift. The views are incomparable, and so quiet-no road noise or traffic. Square footage quoted is accurate, prior front porch was incorporated into living space, so may conflict with town records. You will love the huge deck, so perfect for entertaining or just relaxing. Garage is oversized. There is a shed and an insulated area east side of house which houses protection for the water heater and water lines at side of house in case of freezing temps. This is a gem! NO FLOOD ZONE, no flood insurance required. Enjoy year round fishing in the most idyllic atmosphere, you will not be disappointed! Once landscaping is in full bloom, you will appreciate the auto drip watering system for the flower beds. This ranch is pretty much "turn key" - unpack your suitcase, its all here from the beds to the silverware. VRBO or Air B N B ? Another option to consider!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
Canastota High SchoolGrades 7-125.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Shingle
  • Construction materials: Other,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Free-Standing Range,Gas Water Heater,Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Furnished,Separate/Formal Living Room,Country Kitchen,Partially Furnished,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 994
  • Total interior livable area: 994 sqft

Property

Details

  • Parcel number: 25368900605900010200000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Dock,Gravel Driveway,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Boat Ramp/Lift Access,Dock Access,Lake
  • Waterbody name: Oneida Lake
  • Frontage length: 50

Lot

  • Lot size: 0.31 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 275

Parking

  • Total spaces: 1
  • Parking features: Detached,Electricity,Garage,Storage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,070$24,840
Home Insurance *$200$2,400
Property Taxes $675$8,100
Electricity $246$2,954
Total$3,191$38,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,405/yr
40% on housing$95,730/yr
45% on housing$85,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 13032$137
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13032$168
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$424,900
2026-04-20Listed for sale$444,500
2025-10-18Listing removed$449,500
2025-08-06Listed for sale$449,500
2014-08-16Sold$137,000
2014-06-20Listed for sale$149,900
2014-03-14Listing removed$175,000
2013-08-04Price change$175,000
2013-07-18Listed for sale$189,900
2007-01-09Sold$50,000
1997-06-06Sold$53,000
1994-04-20Sold$65,000

For Sale by Agent

AgentJoanne Leach
BrokerageColdwell Banker Prime Prop,Inc

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