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7084 Verna Dr, Canastota, NY, 13032

5beds
2baths
1,092sqft
$250,000
$229price/sqft
$2,044/moest. monthly cost
$81,760/yrincome needed

About This Home

Welcome to 7084 Verna Dr in Canastota! This beautifully updated 5-bedroom, 2-bath ranch offers the perfect blend of comfort, style, and functionality. The open-concept layout features a spacious living room filled with abundant natural light, creating a warm and welcoming atmosphere. The kitchen is equipped with stainless steel appliances, ample cabinet space, and sliding glass doors that lead to a deck overlooking the beautiful backyard. The finished basement adds even more living space, including two bedrooms conveniently located near one of the home's two full bathrooms, making it ideal for guests, extended family, or a home office. Conveniently located near shopping, dining, and major commuter routes, 7084 Verna Dr offers the perfect combination of peaceful living and everyday convenience. Don't miss the opportunity to make this exceptional home your next move!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
South Side Elementary SchoolGrades PK,3-41.0 mi
5/10
5/10
Canastota High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Eat-in Kitchen,Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 25368904301200010200000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.29 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 90 x 145

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$122$1,464
Property Taxes $412$4,944
Electricity $246$2,954
Total$2,044$24,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,080/yr
40% on housing$61,320/yr
45% on housing$54,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 13032$143
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 13032$168
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$250,000
2026-07-18Listed for sale$260,000
2007-06-06Sold$125,000
2002-09-24Sold$109,900

For Sale by Agent

AgentRayel Testa
BrokerageeXp Realty

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