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4031 Putnam Rd, Cazenovia, NY, 13035

4beds
3baths
3,122sqft
$470,000
$151price/sqft
$3,853/moest. monthly cost
$154,120/yrincome needed

About This Home

Welcome to this beautifully updated 4 bedroom, 2.5 bath farmhouse set on over 2.5 private acres in the desirable Cazenovia area. This charming 2 story home blends classic character with modern updates throughout. The spacious and functional layout features a first floor primary bedroom and full bathroom, offering convenience and flexibility. The bright, open living spaces include a stunning kitchen with a large island, updated finishes, and a big walk in pantry, all flowing seamlessly into the dining and living areas, perfect for everyday living and entertaining. Upstairs, you will find additional bedrooms along with the convenience of a second floor washer and dryer. Step outside to enjoy the peaceful, private backyard surrounded by nature, ideal for relaxing or hosting. The property also includes a 2 story barn, providing excellent storage, workshop space, or potential for hobby use. With extensive updates already completed and a setting that offers both privacy and space, this move in ready home is a rare find just minutes from the village, schools, and Cazenovia Lake.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
Cazenovia High SchoolGrades 8-123.5 mi
6/10
Cazenovia Middle SchoolGrades 5-73.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1807

Materials

  • Foundation: Stone
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Two Story
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Free-Standing Range,Gas Oven,Gas Range,Microwave,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Pantry,Natural Woodwork,Window Treatments,Bedroom on Main Level,Main Level Primary,Programmable Thermostat
  • Window features: Drapes
  • Flooring: Carpet,Ceramic Tile,Laminate,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air,Radiator(s),Wall Furnace

Interior Area

  • Total structure area: 3,122
  • Total interior livable area: 3,122 sqft

Property

Details

  • Parcel number: 25420009600000010230020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Gravel Driveway,Propane Tank - Owned

Lot

  • Lot size: 2.63 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Electricity,Garage,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$187$2,244
Property Taxes $775$9,300
Electricity $515$6,191
Total$3,853$46,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,102/yr
40% on housing$115,590/yr
45% on housing$102,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 13035$200
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 13035$213
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$510,000
2021-05-15Sold$419,000
2021-03-19Listed for sale$419,000
2020-06-03Listing removed$69,200
2020-04-22Pending sale$69,200
2020-04-10Price change$69,200
2020-03-24Price change$72,500
2020-03-04Price change$76,000
2020-02-10Price change$82,900
2020-01-23Price change$90,800
2020-01-07Price change$96,300
2019-12-20Price change$105,300
2019-12-06Price change$124,800
2019-11-19Listed for sale$132,500
2019-09-18Sold$31,000
2019-07-24Price change$193,834
2019-07-22Price change$194,189
2019-07-21Price change$194,287
2019-07-15Price change$195,086
2019-07-13Price change$195,014
2019-07-11Price change$195,274
2019-07-09Price change$195,469
2019-07-06Price change$195,739
2019-07-05Price change$195,515
2019-07-03Listed for sale$195,794
2015-05-14Sold$208,750
2006-10-03Sold$211,000

For Sale by Agent

AgentChip Hodgkins
BrokerageHunt Real Estate ERA

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