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4649 Old Lake Rd, Jackson, MS, 39212

3beds
2baths
2,022sqft
$220,000
$109price/sqft
$2,020/moest. monthly cost
$80,800/yrincome needed

About This Home

Wonderful Updated home, waiting for the new owner, Spacious Bedrooms with beautiful lighting throughout the home. Nice covered back porch with access from the master bedroom. A must see! Some virtual photos have been added to show what it will look like with furniture.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

8/10
Power Apac SchoolGrades 4-58.4 mi
7/10
Bailey Middle APACGrades 6-88.3 mi
5/10
Forest Hill High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Move In Ready

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Ceiling Fan(s),Granite Counters,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),French Doors
  • Window features: Bay Window(s),Metal
  • Flooring: Vinyl
  • Fireplace features: Den,Gas Log,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 08730147000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Lighting,Private Yard
  • Fencing: Back Yard,Chain Link,Gate,Fenced
  • Waterfront features: None

Lot

  • Lot size: 0.31 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Lighted,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$584$7,008
Property Taxes $132$1,584
Electricity $192$2,304
Total$2,020$24,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,257/yr
40% on housing$60,600/yr
45% on housing$53,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 39212$50
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39212$62
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$230,000
2026-04-20Listing removed$230,000
2026-04-15Listed for sale$230,000

For Sale by Agent

AgentDebra Bell
BrokerageKen Williams Realty & Appraisal Services

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