See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1875 Hill St, Chittenango, NY, 13037

3beds
2baths
1,700sqft
$429,900
$253price/sqft
$3,325/moest. monthly cost
$133,000/yrincome needed

About This Home

Wake up to incredible water views from this beautifully situated 3-bedroom, 2-bath YEAR-ROUND home on the shores of Oneida Lake. This property is perfectly suited for the boating lifestyle—bring your boat, build your dock, and make the water an extension of your backyard! Inside, the home offers comfortable living with three bedrooms and two full baths. A large deck spans the entire rear of the home, accessed through a sliding glass door that frames an unforgettable view of the lake—the perfect spot for morning coffee or evening sunsets over the water. The full-finished walkout basement adds valuable, flexible living space and opens directly to a patio below, giving you a second outdoor area to enjoy and easy access to the waterfront. Whether you're looking for a year-round residence or the ultimate lake retreat, 1875 Hill St delivers the frontage, the views, and the lifestyle that make Oneida Lake one of Central New York's most sought-after places to call home. Just 9 minutes to Point Place, 15 minutes to Sylvan Beach, and 24 minutes to the Syracuse Airport. You really CAN have it all!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
8/10
Chittenango High SchoolGrades 9-127.1 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Living Room,Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 25488901005700010310000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Dirt Driveway,Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Boat Ramp/Lift Access,Dock Access,Lake
  • Waterbody name: Oneida Lake
  • Frontage length: 48

Lot

  • Lot size: 6,098 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 48 x 132

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$163$1,956
Property Taxes $709$8,508
Electricity $280$3,371
Total$3,325$39,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,000/yr
40% on housing$99,750/yr
45% on housing$88,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 13037$181
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13037$176
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$429,900

For Sale by Agent

AgentRocco DePerno
BrokerageColdwell Banker Faith Properties

Similar Homes