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5504 NW 40th Loop, Ocala, FL, 34482

2beds
2baths
1,666sqft
$324,900
$195price/sqft
$2,520/moest. monthly cost
$100,800/yrincome needed

About This Home

Welcome to resort-style living at its finest in the highly sought-after Ocala Preserve community. This elegant Shea-built Monaco model offers 2 bedrooms, 2 bathrooms, and a private study—perfect for a home office, sitting room, or flex space. Situated on a desirable corner lot, this home provides exceptional privacy and peaceful outdoor living from the inviting back patio. Step inside to soaring ceilings, abundant natural light, and upgrades throughout. The gourmet kitchen features granite countertops, stainless steel appliances, an eat-in dining area, and plenty of storage. The open, split-bedroom floorplan creates effortless flow and comfort whether entertaining or enjoying quiet evenings at home. The primary suite is a true private retreat, offering a spacious walk-in closet and a spa-like en-suite bathroom with a large walk-in shower and refined finishes. The guest bedroom is thoughtfully designed for comfort and privacy, with the study providing additional versatility. An interior laundry room and ample storage add everyday convenience. Outside, enjoy a serene and private back patio perfect for morning coffee, evening wine, or simply unwinding in nature. Living in Ocala Preserve means experiencing a lifestyle beyond compare. Community amenities include a Tom Lehman–designed golf course, resort-style pool, state-of-the-art fitness center, tennis and pickleball courts, scenic walking trails, a dog park, and a full calendar of social clubs and activities. This is a lifestyle—not just a community. Perfectly located near shopping, restaurants, downtown Ocala, medical facilities, WEC, and HITS, with no CDD fees, this home offers the very best of Florida living.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

1/10
4/10
Howard Middle SchoolGrades 6-84.1 mi
4/10
West Port High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,512
  • Total interior livable area: 1,666 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1369021000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Rear Porch
  • Exterior features: Irrigation System

Lot

  • Lot size: 6,970 sqft
  • Features: Corner Lot
  • Lot size dimensions: 61.8 x 115

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$328$3,936
Property Taxes $353$4,236
Electricity $197$2,366
Total$2,520$30,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,400/yr
40% on housing$75,600/yr
45% on housing$67,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 34482$310
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34482$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$339,000
2020-08-26Sold$277,400

For Sale by Agent

AgentCynthia Wojciechowski
BrokerageOAK & SAGE REALTY LLC

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