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479 SE Vallarta Drive, Port Saint Lucie, FL, 34984

3beds
2baths
1,972sqft
$545,000
$276price/sqft
$4,185/moest. monthly cost
$167,400/yrincome needed

About This Home

Experience the ultimate in Florida living at Veranda Gardens! This stunning 3-bedroom, 2-bath home with a versatile flex room boasts sparkling lake views and a fully fenced backyard. Entertain or unwind in your screened-in patio and extended open patio, perfect for morning coffee or evening sunsets. Inside, enjoy granite countertops, stainless steel appliances, impact windows, and a built-in alarm system, with landscaping care included for effortless living. The community dazzles with resort-style amenities: clubhouse, fitness center, lap and resort pools, hot tub, tennis, pickleball, basketball, bocce, dog park, and security. Just minutes from the Turnpike, shopping, and dining--luxury and convenience await!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-84.2 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Concrete,Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dual Sinks,Kitchen Island,Stacked Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 1,972 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 16 X 9

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 16 X 9

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16 X 16

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16 X 16

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Property

Details

  • Parcel number: 443570100480008
  • Zoning: Residential

Features

  • Levels: Multi/Split,One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Outdoor Living Area
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 8,102 sqft
  • Features: Sprinklers Automatic,< 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$361$4,332
Property Taxes $871$10,452
Electricity $198$2,381
Total$4,185$50,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,485/yr
40% on housing$125,550/yr
45% on housing$111,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 34984$299
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34984$232
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$545,000
2026-02-22Listed for sale$559,900
2021-02-12Sold$356,800

For Sale by Agent

AgentJennifer Romero
BrokerageBourgeois Real Estate Group, I

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