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57 Terrapin Turn Rd, Lumberton, MS, 39455

2beds
2baths
1,800sqft
$999,500
$555price/sqft
$6,005/moest. monthly cost
$240,200/yrincome needed

About This Home

Waterfront living on Big Bay Lake with approximately 85 feet of shoreline, a covered boat slip with hoist, Kohler whole-home generator, Everlast siding, tankless water heaters, reclaimed barn wood accents, and expansive lake views from the main living areas, kitchen, primary suite, and covered rear porch! You are welcomed by a cozy covered front porch, beautifully maintained landscaping, and landscape lighting. The winding walkway and spacious front porch create an inviting first impression, and the home's elevated position captures beautiful views across Big Bay. The foyer showcases shiplap walls, a stained wood ceiling, designer lighting, and a reclaimed barn wood sliding door. These details are carried throughout the home with exposed beams, custom millwork, and quality finishes. The vaulted great room is filled with natural light and framed by expansive windows overlooking the lake. A gas fireplace with brick surround and wood mantel is great for cozy fall evenings. Shiplap walls, exposed beams, recessed lighting, and a dramatic vaulted ceiling create a warm and inviting space. The kitchen was designed to take full advantage of the water views and offers abundant custom cabinetry extending to the ceiling, Alaska White-style granite countertops, a large center island with prep sink and disposal, a stainless farmhouse sink, Fisher & Paykel dishwasher, Frigidaire five-burner gas range, custom vent hood, subway tile backsplash, soft-close drawers and cabinets, pull-out storage features, and seating for four at the island. The open dining area sits between the kitchen and great room. The primary suite is located on the rear left side of the home and enjoys beautiful lake views through a triple-window system. The bedroom offers recessed lighting, built-in shelving, drawers, and additional storage surrounding the entrance to the bathroom. The spacious primary bath features dual vanities, granite countertops, abundant natural light, a large walk-in shower with bench seating, rain shower head, handheld wand, additional wall-mounted shower head, custom accent tile, hexagonal tile flooring, and a private water closet with storage cabinetry. The walk-in closet includes double-level hanging space, open shelving, and additional storage areas. The secondary bedroom is located on the opposite side of the home and has convenient access to a full bath that also serves guests. This bath features granite countertops, a tiled shower with glass door and pony wall, shiplap accent details, and custom cabinetry. The bedroom itself offers recessed lighting, crown molding, and a unique reinforced safe room closet constructed with concrete-filled block walls, concrete ceiling, ventilation, lighting, and HVAC service for peace of mind during weather events. Additional features include a spacious laundry room with built-in ironing board, gas dryer connection, whole-home dehumidifier, permanent HVAC filtration system, tinted windows throughout, two tankless water heaters strategically located for faster hot water delivery, sprinkler system supplied by the lake, and a 500-gallon propane tank. Outside, the expansive covered rear porch provides the perfect place to relax and enjoy the lake views. The gently sloping backyard leads to approximately 85 feet of waterfront and a covered boat slip with hoist, making it easy to enjoy the water. This is a rare opportunity to own a waterfront home where quality construction, custom finishes, energy efficiency, and lakefront recreation come together in one exceptional value. Schedule your private viewing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
8/10
Purvis Middle SchoolGrades 6-810.5 mi
7/10
Purvis High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan
  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 146 13001.012

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch,See Remarks
  • Exterior features: Boat Slip,Lighting,See Remarks
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.48 Acres
  • Lot size dimensions: 101.6 x 199.1 x 105.1 x 201.3

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,054$60,648
Home Insurance *$235$2,820
Property Taxes $524$6,288
Electricity $192$2,304
Total$6,005$72,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,885/yr
40% on housing$180,150/yr
45% on housing$160,133/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 39455$200
Lamar County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 39455
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$989,500
2026-06-12Listed for sale$999,500

For Sale by Agent

AgentCharles M Dawe
BrokerageKeller Williams

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