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109 Camp Garaywa Rd, Clinton, MS, 39056

4beds
3baths
2,294sqft
$315,000
$137price/sqft
$2,294/moest. monthly cost
$91,760/yrincome needed

About This Home

Very pretty 4 bedroom/3 bath, mother-in-law plan. This home has an updated kitchen with brand new tile floors and lots of cabinets. There is a separate family room/dining room on the front of the house. The large den has beautiful wood floors, built-ins and a fireplace with a gas starter. Three bedrooms are on one side of the home. All 3 rooms are great size bedrooms and have brand new carpet, with one being a primary bedroom. The other primary bedroom is on the opposite side of the home and is very large with luxury vinyl floors and a spacious bathroom. All 3 bathrooms have brand new tile floors. The 2 car carport is in the back of the home with a side entrance. The backyard has some privacy fencing and some wrought iron fencing plus a 12 x 12 workshop.This home has been professionally cleaned and is move-in ready! This is a great floor plan and is located in Countrywood Subdivision.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
5/10
10/10
Clinton Jr Hi SchoolGrades 7-82.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Gas Water Heater,Microwave,Water Heater
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Aluminum Frames,Blinds
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 2,294 sqft

Property

Details

  • Parcel number: 28620150074
  • Zoning description: Single Family Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Back Yard,Partial,Privacy,Wrought Iron
  • Waterfront features: None

Lot

  • Lot size: 0.41 Acres
  • Features: City Lot,Front Yard,Interior Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Storage,Concrete
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$300$3,600
Property Taxes $189$2,268
Electricity $213$2,559
Total$2,294$27,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,651/yr
40% on housing$68,820/yr
45% on housing$61,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 39056$128
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39056$126
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$315,000
2025-11-29Listed for sale$325,000
2011-04-06Listing removed$211,000
2011-02-02Listed for sale$211,000

For Sale by Agent

AgentJennifer Dougherty
BrokerageMaselle & Associates Inc

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