




209 Lacecap Rd, Elgin, SC, 29045
About This Home
209 Lacecap Rd is a two-story Elgin home built in 2020 with modern finishes throughout. The kitchen features stainless steel appliances and abundant cabinet storage alongside quartz countertops. The primary bedroom includes a walk-in closet, while the primary bathroom has double sinks for convenience. A fireplace adds warmth to the living spaces, and a covered patio extends the home's entertaining potential. A two-car garage completes this well-designed residence that balances comfort with practical living.. Included 100-Day Home Warranty with buyer activation Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Construction materials: Wood Fiber-Masonite,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas 1st Lvl
- Cooling features: Central Air
Interior Area
- Total structure area: 2,608
- Total interior livable area: 2,608 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 289040510
Features
- Stories: 2
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 9148
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Richland County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,093 | $25,116 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $236 | $2,832 |
| Electricity | $250 | $3,009 |
| Total | $2,738 | $32,856 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $405,000 |
| 2026-07-23 | Price change | $414,000 |
| 2026-07-09 | Price change | $427,000 |
| 2026-06-12 | Listed for sale | $440,000 |
| 2026-05-26 | Sold | $385,800 |
| 2020-08-23 | Sold | $349,900 |
| 2020-05-31 | Listed for sale | $349,900 |
For Sale by Agent
