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5236 Mathis Branch Rd, Cosby, TN, 37722

1beds
2baths
1,536sqft
$539,000
$351price/sqft
$3,308/moest. monthly cost
$132,320/yrincome needed

About This Home

Welcome to 5236 Mathis Branch Rd, Cosby, TN 37722, a rare opportunity to own property in the heart of East Tennessee's Smoky Mountains. This Cosby TN real estate offering is ideal for buyers seeking a primary residence, second home, vacation retreat, or income-producing investment property near the Great Smoky Mountains National Park. Located in the highly desirable Cosby Tennessee area, this property offers privacy, mountain surroundings, and the peaceful lifestyle buyers search for when looking for Smoky Mountain homes for sale. Cosby is known for its quiet, less-crowded atmosphere while still providing convenient access to Gatlinburg, Pigeon Forge, Sevierville, and Newport TN--making it especially attractive for short-term rental, Airbnb, or VRBO investment. Outdoor enthusiasts will appreciate proximity to hiking trails, fishing, rafting, wildlife, and scenic mountain views, all just minutes from the Cosby entrance to the national park. The location and setting make this an excellent option for vacation rental income, long-term rental demand, or future appreciation in one of the fastest-growing real estate markets in Sevier County and Cocke County TN. With no Tennessee state income tax, affordable property taxes, and continued growth in Smoky Mountain tourism, this property checks the boxes for both lifestyle buyers and real estate investors. Whether you're searching for land or homes for sale in Cosby TN, a mountain getaway, or a strategic investment near the Smokies, this property delivers flexibility, location, and long-term value. Don't miss your chance to own Smoky Mountain property in Cosby TN--a prime destination for homeowners, vacation buyers, and real estate investors alike.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 1.13 Acres

Parking

  • Parking features: On Street,Off Street,Main Level
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Winter Weather
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance $269$3,228
Property Taxes $139$1,668
Electricity $175$2,103
Total$3,308$39,696

Income You'd Need if You Spent...

35% on housing$113,417/yr
40% on housing$99,240/yr
45% on housing$88,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 37722$167
Sevier County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 37722$275
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentVernon Corum
BrokerageeXp Realty, LLC

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