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621 S Springlake Cir, Terry, MS, 39170

4beds
4baths
3,678sqft
$523,500
$142price/sqft
$3,849/moest. monthly cost
$153,960/yrincome needed

About This Home

Wonderfully maintained, 1 owner, 4 Bedroom 3.5 bath home on estate lot in subdivision, quiet street and wooded back yard perfect for relaxing by the inground pool. Enjoy time in the enclosed sun room. Additional 20 by 40 shop offers opportunity to wood work or participate in your hobby. Home provides an office, kitchen island, updated appliances, and a spacious game room. Room above carport offers floored space ready to add square footage or use for storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
2/10
Byram Middle SchoolGrades 6-82.1 mi
4/10
Raymond High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Electric Water Heater,Induction Cooktop,Instant Hot Water,Microwave,Refrigerator,Trash Compactor,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bookcases,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,His and Hers Closets,Kitchen Island,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Bedroom,Den,Gas Log,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,678
  • Total interior livable area: 3,678 sqft

Property

Details

  • Parcel number: 48540487102

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Diving Board,Equipment,Fenced,In Ground,Outdoor Pool,Vinyl
  • Patio & porch: Glass Enclosed
  • Exterior features: Private Yard
  • Fencing: Back Yard,Chain Link,Wood
  • Has view: Yes

Lot

  • Lot size: 4.63 Acres
  • Features: Front Yard,Landscaped,Many Trees,Sprinklers In Front,Views

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Carport,Concrete,Storage
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,647$31,764
Home Insurance *$546$6,552
Property Taxes $314$3,768
Electricity $342$4,104
Total$3,849$46,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,965/yr
40% on housing$115,470/yr
45% on housing$102,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 39170$197
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39170$133
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$540,000

For Sale by Agent

AgentJames M Morrison
BrokerageTrifecta Real Estate, LLC

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