209 Bridgewater Dr, Stephens City, VA, 22655
About This Home
Enjoy nearly new, one-level living in this beautifully maintained home built in 2020! The open layout is enhanced by beautiful hardwood floors throughout much of the home, while a gas fireplace adds warmth and character to the living room. The spacious primary suite features a private ensuite bath, and the full walkout basement offers plenty of storage and is ready to be finished to fit your needs. Step outside onto the large Trex deck overlooking the fully fenced backyard, which backs directly to a bike and running trail. Conveniently located near parks, shopping, and restaurants, this home offers modern living in a location you’ll love!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Concrete Perimeter
- Construction materials: Combination
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,833
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,833
- Total interior livable area: 1,833 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 75P 1 2 71
- Zoning: RP
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,826 | $33,912 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $265 | $3,180 |
| Electricity | $202 | $2,433 |
| Total | $3,446 | $41,352 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $549,000 |
| 2026-07-23 | Listed for sale | $559,000 |
View on Zillow