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1153 Owens Rd, Terry, MS, 39170

4beds
3baths
3,393sqft
$339,900
$100price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

Nestled in the serene countryside of Terry, this 7.6-acre property offers the perfect blend of tranquility and functionality. On lush grounds, this estate features a fully stocked pond, perfect for fishing from land or while in your small boat. The property also includes a charming garden and a versatile barn, ideal for hobbies or storage. Features 4 bedrooms 3 bathrooms and 2 full kitchens which means the 4th bedroom can be a mother-in-law suite with its own kitchen. The new energy-efficient double-pane windows throughout allow in ton of natural light. Whether you envision a peaceful retreat or a hobby farm, this property is your canvas. BRAND NEW ADVANCED TREATMENT SYSTEM (ATS). Minutes from town conveniences. Don't miss out on your dream life in the country!! Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
2/10
Byram Middle SchoolGrades 6-83.6 mi
4/10
Raymond High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Free-Standing Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,High Ceilings,In-Law Floorplan,Natural Woodwork,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Kitchen Island,Granite Counters
  • Flooring: Vinyl,Carpet,Linoleum
  • Fireplace features: Den,Gas Log,Glass Doors,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Hot Water
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,393
  • Total interior livable area: 3,393 sqft

Property

Details

  • Parcel number: 49640232003
  • Horse amenities: Barn

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Slab
  • Exterior features: Garden,Outdoor Grill
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 7.60 Acres
  • Features: Corners Marked,Few Trees,Garden,Landscaped,Views

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$355$4,260
Property Taxes $203$2,436
Electricity $315$3,785
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 39170$204
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39170$133
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$369,000
2026-03-26Price change$379,900
2026-03-11Listed for sale$390,000
2026-01-01Listing removed$360,000
2025-10-17Price change$360,000
2025-06-19Listed for sale$375,000

For Sale by Agent

AgentLashanda Alexander
BrokerageMaselle & Associates Inc

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