99 Montgomery Street, Canajoharie, NY, 13317
About This Home
One home, endless possibilities. This charming residence seamlessly blends ''old-world'' soul with modern convenience. Currently enjoyed as a spacious single-family home, the layout is already perfectly configured for a two-family conversion, featuring two kitchens, two electric meters, and two private entrances. High-character details like gleaming hardwood floors, original woodwork, and elegant glass French doors run throughout. Enjoy significantly reduced energy costs thanks to the existing solar panels. With a massive walk-up attic, a dry walk-out basement, and a detached garage, you'll never run out of space. Located in a quiet residential pocket just minutes from shopping, the thruway, and local bike trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Old Style
- Property subType: Single Family Residence,Residential,Duplex
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Ceiling Fan(s),Eat-in Kitchen
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 2,408
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Oil,Pellet Stove
- Cooling features: None
Interior Area
- Total structure area: 2,408
- Total interior livable area: 2,408 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: Second
Property
Details
- Parcel number: 272203 63.64134
- Attached to another structure: Yes
- Special condition: Standard
Features
- Patio & porch: Front Porch
- Exterior features: Other
- Fencing: Back Yard
Lot
- Lot size: 7,840 sqft
- Features: Meadow
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $410 | $4,920 |
| Electricity | $397 | $4,775 |
| Total | $2,108 | $25,296 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $229,000 |
| 2026-03-23 | Listing removed | $229,000 |
| 2025-09-25 | Listed for sale | $229,000 |
| 2024-10-27 | Listing removed | $209,900 |
| 2024-10-11 | Listed for sale | $209,900 |
| 2022-03-14 | Listing removed | -- |
| 2021-10-11 | Price change | $169,000 |
| 2021-08-18 | Price change | $199,900 |
| 2021-08-01 | Listed for sale | $209,000 |
| 2020-09-02 | Sold | $108,000 |
| 2020-06-04 | Pending sale | $114,900 |
| 2019-12-16 | Listed for sale | $114,900 |
| 2019-11-22 | Pending sale | $114,900 |
| 2019-10-30 | Listed for sale | $114,900 |
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