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4508 State Highway 30a, Fultonville, NY, 12072

3beds
2baths
1,228sqft
$133,000
$108price/sqft
$1,224/moest. monthly cost
$48,960/yrincome needed

About This Home

#1224, Central Montgomery County: back on the market, but at a lower price: the "Harvey House." Fonda Schools! Once we called it the "Ugliest Home in Montgomery County", but we sure can't say that anymore. Instead of being smothered in weeds, the lawn has been reseeded and the now-remodeled home is, well, sharp - white with black accents. There are .6 acres here, all open, pretty flat, with a tiny stream at the back. 90' of frontage on Rte. 30A. There is an oversized one car garage, in fair condition. You'll find newly installed brick walks and recent crushed stone on the driveway and parking spaces. Room for up to 8 cars. The home has nearly 1300 square feet of living space. Downstairs is an 11x19' living room with refinished oak floors and knotty pinepaneled walls, with a vented fire-view gas stove, which not only heats but gives a warm and friendly ambiance. There are new (real) wood plank floors in 5 rooms. The kitchen and dining room (11x11.5') have an open floor plan and some new cabinets, some older (you won't be able to tell which is which) All cabinets have been freshly painted and have new pulls. Counters are ceramic and are new. Behind it is a dedicated full laundry and a spacious full bath. There is also a 9x11" bedroom on the first floor (no closet). Upstairs is a new half bath and two large bedrooms (both ~12x16'), each with a vast amount of closet space in each. All windows are thermopane ones. Foundation work and many floor joists & supports are recent. Most rooms have new hardwood floors, while the rest have been refinished. The basement stairs are new. The basement is under 3/4 of the home and is wet after rains, with the water directed away so no damage is done. Red pavers guarantee your feet stay dry while down there. There is a good drilled well, one good enough that it's shared by a neighbor. New water system (pump, plumbing, HW heater and pressure tank). The home has just been very well insulated and heats easily. Fresh paint is on every wall and ceiling. Nearly all are sheetrocked, no old crumbly plaster to worry about. There is a new 200 amp electric entrance and most all the wiring has been updated. Heat is gas hot air, 2 new units plus the fire-view, and there are a number of vents and ceiling fans for good air circulation, both summer and winter. The front porch was rebuilt from the floor up and a small back stoop was newly added. The home is newly sided, white with black trim and shutters. This theme carries over to the front and back porches. We've finished more than a year's full-time work on this and are now ready to sell at $133000. Best country home around anywhere near this price. Nothing competes. Taxes are around $1400, that's all. First come, first served; the early bird gets the prize.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Propane Stove
  • Finished area above ground: 1,228

Heating

  • Heating features: Propane,Other

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,228 sqft

Kitchen

  • Features: Open,Tile Counters

Property

Details

  • Parcel number: 272400115138
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Open Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Stream,Street
  • Has water view: Yes
  • Water view: Stream
  • On waterfront: Yes
  • Waterfront features: Stream
  • Frontage length: 0

Lot

  • Lot size: 0.60 Acres
  • Features: Room For Tennis,Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $672$8,064
Home Insurance *$68$816
Property Taxes $238$2,856
Electricity $246$2,954
Total$1,224$14,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,965/yr
40% on housing$36,720/yr
45% on housing$32,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 12072$153
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12072$150
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$133,000
2026-03-05Listing removed$135,000
2026-02-10Contingent$135,000
2025-12-05Price change$135,000
2025-10-26Price change$139,000
2025-06-19Listed for sale$149,000
2023-10-12Sold$15,000
2023-06-26Sold$1,522
2016-04-05Sold$16,900
2004-07-23Sold$16,900
2002-04-04Sold$2,067

For Sale by Agent

AgentRoland Vinyard
BrokerageVINYARDS CHOICE

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