391 Sager Road, Amsterdam, NY, 12010
About This Home
Beautiful country cape cod home on 2.4 +/- Acres in the Town of Florida, Montgomery County offering a move in condition 3 bedroom, 2 full bath home with an attached garage that has walk up storage space, nice front porch with a new entry door placed, a huge entry & mud room that is heated with laundry, open concept living space between the Kitchen, Dining area and Living Room with New Mini-Splits to enjoy for A/C & heat. There is a massive primary bedroom suite, a full bath on both 1st floor & 2nd floor of the home. Lovely finished basement that includes a huge recreation room, the utility room and another room seller's use for a bedroom. Pellet stove in basement. Roof is about 10 +/- Years Old. Enjoy the patio area, deck and above-ground swimming pool. Annual taxes are only $3,894.69. There is about 2,392 total finished sq. ft. of living space. Main house is about 1,697 sq. ft. with about 695 finished in the basement. Pre-approved buyers or POF required to view. *Contingent on seller finding home of choice.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1997
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Heated
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Door features: Sliding Doors
- Flooring: Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Basement,Pellet Stove
- Fireplace: Yes
- Finished area below ground: 695
- Finished area above ground: 1,697
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Baseboard,Hot Water,Oil,Pellet Stove
- Cooling features: AC Pump,Ductless
Interior Area
- Total structure area: 1,697
- Total interior livable area: 1,697 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Office
- Level: Basement
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 272600 54.150.2
- Special condition: Standard
Features
- Pool features: Above Ground
- Patio & porch: Front Porch
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: Pasture
Lot
- Lot size: 2.40 Acres
- Features: Level,Road Frontage,Irregular Lot,Landscaped
Parking
- Total spaces: 6
- Parking features: Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $698 | $8,376 |
| Electricity | $280 | $3,365 |
| Total | $3,131 | $37,572 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $389,900 |
| 2018-11-17 | Listing removed | $244,900 |
| 2018-11-17 | Listed for sale | $244,900 |
| 2018-11-16 | Sold | $242,000 |
| 2018-10-08 | Pending sale | $244,900 |
| 2018-09-13 | Price change | $244,900 |
| 2018-08-10 | Listed for sale | $249,000 |
| 2018-06-22 | Pending sale | $249,000 |
| 2018-06-12 | Listed for sale | $249,000 |
| 2004-05-27 | Sold | $105,000 |
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