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412 16th St N, Great Falls, MT, 59401

4beds
1baths
1,236sqft
$239,000
$193price/sqft
$1,604/moest. monthly cost
$64,160/yrincome needed

About This Home

Great starter home or rental investment!! 4 bedrooms/1bath home . Fenced yard, off street parking. Recent improvements include newer roof, flooring, windows, New Appliances!!!. This a great first time home or rental opportunity to add to your portfolio.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

2/10
Giant Springs ElementaryGrades PK-61.3 mi
5/10
East Middle SchoolGrades 7-82.1 mi
2/10
Great Falls High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 390

Interior Area

  • Total interior livable area: 1,236 sqft

Property

Details

  • Parcel number: 02301606310090000
  • Zoning description: 1
  • Special condition: Standard

Lot

  • Lot size: 2,657 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $136$1,632
Property Taxes $109$1,308
Electricity $151$1,812
Total$1,604$19,248

Income You'd Need if You Spent...

35% on housing$54,994/yr
40% on housing$48,120/yr
45% on housing$42,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 59401$132
Cascade County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 59401$153
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$239,000
2026-07-15Listed for sale$244,900
2021-09-10Sold--
2021-08-04Contingent$149,900
2021-07-28Listed for sale$149,900

For Sale by Agent

AgentMike DeWitt
BrokerageDascoulias Realty Group

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