See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

240 Egelston Road, Fultonville, NY, 12072

2beds
1baths
600sqft
$269,000
$448price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

OPEN HOUSE SATURDAY, AUGUST 1ST, 1-4PM. Quaint and charming home, ideal for year round easy living or a perfect vacation getaway on almost three country acres. The 2 bedroom cottage is in excellent condition. There are outbuildings with power and fencing for the horse and donkey living there currently. The rear deck and screened gazebo are ideal for relaxing or entertaining, or just enjoying the view. This small portion of paradise is close to the Erie Canal trails, Mohawk River, picnic areas, with easy access to the NY Thruway, it is a pleasant drive to Sacandaga Lake for boating, fishing, swimming, or the Capital region. It is about a one hour drive to Saratoga Springs or historic Cooperstown. There is convenient shopping, dining, health care and amenities in nearby Amsterdam, Johnstown, Gloversville or Fonda. The size of the home with the open kitchen, dining, living area feels spacious, yet is easy to heat and maintain. The attic area could be storage space. Plenty of room for pets, gardens, and outdoor activities. Call for more details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Other,In Bathroom,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s)
  • Door features: French Doors
  • Finished area below ground: 0
  • Finished area above ground: 600

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 272889 69.123
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Screened,Deck
  • Exterior features: Other,Lighting
  • Fencing: Electric,Fenced
  • Has view: Yes
  • View description: Pasture,Trees/Woods,Hills

Lot

  • Lot size: 2.80 Acres
  • Features: Level,Views,Cleared,Garden,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$137$1,644
Property Taxes $481$5,772
Electricity $246$2,954
Total$2,224$26,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 12072$138
Montgomery County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 12072$150
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$269,000
2022-03-04Sold$210,000
2022-01-05Contingent$208,000
2021-12-13Price change$208,000
2021-11-20Pending sale$210,000
2021-11-13Listed for sale$210,000
2019-03-26Sold$11,300
2016-09-20Sold$95,400
2004-11-17Sold$89,500

For Sale by Agent

AgentLinda V Kiesow
BrokerageCountry Boy Realty

Similar Homes