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92 Reid Street, Fort Plain, NY, 13339

2beds
2baths
1,832sqft
$59,000
$32price/sqft
$748/moest. monthly cost
$29,920/yrincome needed

About This Home

Flippers, investors, or do it yourselfers. Two bedroom, 2 bath home with lots of potential. Come finish the vision the owner started! This home features a Bosch high efficiency gas boiler unit and a new electric panel. Renovations upstairs include new electric, sheet rock, insulation, and wood floors. The kitchen has been opened up to create a flexible space for dining or living room. Lots of potential for someone looking to finish the updates that have been started and create an affordable home. Backyard borders a creek. All building materials come with the purchase of the property. This includes new kitchen cabinets, wood flooring, and bathroom supplies. 25 miles to Cooperstown, NY and 18 miles to Glimmer glass State Park. Come check out this opportunity before it is gone! ''As is'' and cash only! Seller is motivated!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Harry Hoag SchoolGrades PK-60.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1930

Materials

  • Foundation: Stone
  • Roof: Metal,Shingle,Asphalt
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,832

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,832
  • Total interior livable area: 1,832 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 273001 45.16120
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Covered,Front Porch
  • Exterior features: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: Otsquago Creek

Lot

  • Lot size: 7,840 sqft
  • Features: Level,Road Frontage,Flood Zone,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Ice Storm
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance *$43$516
Property Taxes $105$1,260
Electricity $302$3,633
Total$748$8,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,645/yr
40% on housing$22,440/yr
45% on housing$19,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 13339$197
Montgomery County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 13339$87
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$64,000
2026-03-27Pending sale$64,000
2026-03-16Price change$64,000
2026-02-27Listed for sale$74,000
2022-11-29Sold$50,000
2022-08-31Pending sale$58,000
2022-07-16Listed for sale$58,000
2022-02-05Listing removed--
2021-12-28Listed for sale$49,500
2021-08-11Listing removed--
2021-08-03Contingent$49,500
2021-06-23Pending sale$49,500
2021-05-18Listed for sale$49,500
2016-01-30Listing removed$35,000
2015-11-05Price change$35,000
2015-09-04Listed for sale$39,000
2003-02-06Sold$45,000

For Sale by Agent

AgentLaura Hayes Bowles
BrokerageChad Majewski Real Estate

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