422 State Highway 163, Fort Plain, NY, 13339
About This Home
Charming and well-maintained 2 bed, 1 bath home situated on 0.7 acres just minutes from town. This property offers the perfect blend of comfort, updates, and peaceful country living with the convenience of nearby amenities. Inside, you’ll find a bright and functional layout with an updated kitchen and bathroom, offering modern touches while still feeling warm and inviting. The primary bedroom features a spacious walk-in closet, adding valuable storage and convenience. Major improvements have already been taken care of, including new windows and siding within the last few years, along with seamless gutters installed recently. The home also features an unfinished basement, providing plenty of storage or future potential. A standout feature is the attached two-stall garage, built approximately four years ago, with a closed-in porch connecting the garage directly to the home—perfect for everyday ease and all-season use. Outside, enjoy a large backyard with plenty of space for recreation, gardening, or relaxing outdoors. Located just about 2 miles from town, this property offers both privacy and accessibility. With low annual taxes of approximately $2,000, it’s an affordable and attractive option for homeowners looking for space without high carrying costs. Move-in ready with key updates already completed—this home is ready for its next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Construction materials: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Washer
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate
Heating
- Heating features: Forced air
Interior Area
- Total interior livable area: 972 sqft
Property
Details
- Parcel number: 2730896119
Features
- Exterior features: Vinyl
Lot
- Lot size: 0.69 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $286 | $3,432 |
| Electricity | $246 | $2,954 |
| Total | $1,458 | $17,496 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $160,000 |
| 2026-08-03 | Price change | $160,000 |
| 2026-06-16 | Listed for sale | $180,000 |
| 2013-12-03 | Sold | $24,700 |
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