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99 W Grand St, Palatine Bridge, NY, 13428

4beds
2baths
2,208sqft
$149,000
$67price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Four bedroom home situated in the historic Village Of Palatine Bridge awaits new owners. Over 2200. Sqft. This home offers lots of room to roam. Hot water heater and boiler approx 3years. Approximately 3/4 of an acre on a corner lot goes back 343 feet. There's an above ground pool. Lots of storage in the barn/garage. Relax on the front wrap around porch. Dressing it up with a railing would add curb appeal.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
East Hill SchoolGrades PK-51.2 mi
6/10
6/10

Construction

Condition

  • Year built: 1860

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Carpet,Laminate,Vinyl
  • Fireplace features: Pellet Stove
  • Finished area above ground: 2,208

Heating

  • Heating features: Natural Gas,Hot Water

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,208 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 000000063.0000002019.000
  • Lease amount: 0

Features

  • Pool features: Above Ground
  • Patio & porch: Patio,Open Porch,Deck
  • Frontage length: 0

Lot

  • Lot size: 0.79 Acres
  • Features: Corner,Pool

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$95$1,140
Property Taxes $266$3,192
Electricity $364$4,378
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 13428$116
Montgomery County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 13428$158
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$159,000
2026-04-21Price change$165,000
2026-01-30Price change$169,000
2026-01-10Listed for sale$174,900
2011-01-10Sold$69,900

For Sale by Agent

AgentRichard Euler
BrokerageEULER RICHARD R

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