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409 Fountain Ct, Louisville, KY, 40208

--beds
--baths
1,800sqft
$490,000
$272price/sqft
$3,837/moest. monthly cost
$153,480/yrincome needed

About This Home

Historic Old Louisville triplex on Fountain Ct! Adjacent to St. James Court, this property offers lots of character. Hardwood flooring throughout. Boiler heat. First floor has central AC and the other units do not. All residents are current on rent. Unit #1 is leased for $747/mo, unit #2 $826/mo and unit #3 $635/mo, Please call listing agent to schedule a showing. Buyer to confirm square footage.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

2/10
5/10
Highland Middle SchoolGrades 6-83.1 mi
1/10
Iroquois High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Basement

  • Has basement: Yes

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 08033A01250000
  • Attached to another structure: Yes

Features

  • Exterior features: See Remarks

Lot

  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$685$8,220
Property Taxes $521$6,252
Electricity $154$1,850
Total$3,837$46,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,554/yr
40% on housing$115,110/yr
45% on housing$102,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$97
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$490,000
2026-06-26Listed for sale$495,000

For Sale by Agent

AgentJonathan L Schenkenfelder
BrokerageBroadway Management Group

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