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89 Harbor Road, Port Washington, NY, 11050

2beds
2baths
870sqft
$749,000
$861price/sqft
$5,363/moest. monthly cost
$214,520/yrincome needed

About This Home

Experience the best of Port Washington in this beautifully renovated Colonial, ideally located just moments from vibrant Main Street, the waterfront, marinas, parks, restaurants, boutique shopping, and the Long Island Rail Road for an easy commute to Manhattan. Enjoy easy access to SPORTIME Port Washington / John McEnroe Tennis Academy, Manorhaven Beach Park, and the many recreational amenities that make this waterfront community one of Long Island's most sought-after destinations. Completely renovated in 2021, this move-in ready home blends timeless charm with modern finishes and an exceptionally versatile floor plan designed for today's lifestyle. The heart of the home is a stunning open-concept kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, and a seamless flow into the sun-filled living and dining areas. Oversized windows fill the home with natural light, creating bright, inviting spaces ideal for everyday living and effortless entertaining. With gleaming bamboo floors and newly renovated bathrooms in addition, all you have to do is bring your toothbrush and move right in! Offering two bedrooms upstairs plus a generous den or study on the first floor complete with a closet and sliding glass doors to the backyard, the home provides exceptional flexibility for a home office, guest room, or playroom. An additional large separate private flex space offers even more versatility for extended family, remote work, a fitness room, media room, or creative studio. Recent mechanical upgrades include 200-amp electrical service, natural gas heating, and central air conditioning, providing efficiency, comfort, and peace of mind for years to come. Thoughtfully updated, exceptionally versatile, and perfectly positioned to enjoy everything Port Washington has to offer, this home presents a rare opportunity to enjoy modern living in a vibrant waterfront community.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Range,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Open Floorplan,Open Kitchen,Quartz/Quartzite Counters,Recessed Lighting,Storage
  • Attic: Partial

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Property

Details

  • Parcel number: 223904J0000010
  • Special condition: None

Lot

  • Lot size: 3,626 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$257$3,084
Property Taxes $1,073$12,876
Electricity $246$2,954
Total$5,363$64,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,874/yr
40% on housing$160,890/yr
45% on housing$143,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$861This listing

vs Other Active Listings

Avg $/sqft

ZIP 11050$796
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11050$712
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$749,000
2024-12-18Sold$592,250
2024-11-06Pending sale$599,000
2024-09-25Price change$599,000
2024-09-11Listed for sale$625,000
2024-08-15Pending sale$625,000
2024-07-24Listed for sale$625,000
2024-03-15Sold$530,000
2024-02-09Pending sale$549,000
2024-01-05Price change$549,000
2023-08-17Listed for sale$599,000
2022-12-15Listing removed--
2022-11-28Listed for sale$649,000
2022-11-03Listing removed--
2022-09-25Price change$3,500
2022-08-04Price change$4,000
2022-07-27Price change$4,200
2022-07-10Listed for rent$4,300
2021-10-28Listing removed--
2021-09-23Listed for rent$3,900
2021-08-18Listing removed--
2021-06-08Listed for sale$698,000
2017-02-01Listing removed$2,450
2017-01-27Listed for rent$2,450
2017-01-20Sold$371,500
2016-09-14Listed for sale$399,000
2015-12-06Listing removed$2,150
2006-05-30Sold$370,500
2002-12-17Sold$247,000

For Sale by Agent

AgentNicole Pollio
BrokerageCompass Greater NY LLC

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