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163 Elm Street, Roslyn Heights, NY, 11577

3beds
1baths
1,144sqft
$1,168,000
$1,021price/sqft
$8,166/moest. monthly cost
$326,640/yrincome needed

About This Home

A SMART FIND. This one-of-a-kind Ranch in Roslyn's Historic District offers timeless charm with hardwood floors, a cozy wood-burning fireplace, and low taxes in the Roslyn School District. With expansion possibilities, a full basement, and a one-car garage. Nestled near fine dining and the picturesque historic village, it’s the perfect blend of character and potential. This home is ready to grow with your vision.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Roslyn Middle SchoolGrades 6-80.8 mi
9/10
Roslyn High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Dryer,Electric Cooktop,Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,High Speed Internet,Recessed Lighting,Storage
  • Window features: Aluminum Frames
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,144 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 2289070290000350
  • Special condition: None

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,906$70,872
Home Insurance *$340$4,080
Property Taxes $1,674$20,088
Electricity $246$2,954
Total$8,166$97,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,977/yr
40% on housing$244,980/yr
45% on housing$217,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,021This listing

vs Other Active Listings

Avg $/sqft

ZIP 11577$658
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11577$531
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,200,000
2026-05-01Listing removed$988,000
2026-03-27Listed for sale$988,000
1999-05-07Sold$175,000

For Sale by Agent

AgentMichelle N. Cohen
BrokerageCompass Greater NY LLC

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