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535 Cross Street, Westbury, NY, 11590

3beds
3baths
1,484sqft
$768,000
$518price/sqft
$5,450/moest. monthly cost
$218,000/yrincome needed

About This Home

Welcome to this spacious and well-maintained 3-bedroom residence offering the perfect blend of comfort and functionality. The main level features a welcoming foyer, a bright and inviting living room, a formal dining room ideal for entertaining, and a large eat-in kitchen with plenty of space and a half bath. The second level features three spacious bedrooms and a full bathroom. The fully finished basement, complete with an outside separate entrance (OSE), offers a generous layout and ample space that can be used as recreation room, a home office, and additional space to accommodate your needs. This home is ready to welcome its next owner.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Dryden Street SchoolGrades PK-10.4 mi
3/10
Westbury Middle SchoolGrades 6-80.3 mi
5/10
Westbury High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Formal Dining
  • Attic: Crawl,Storage

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,484
  • Total interior livable area: 1,484 sqft

Property

Details

  • Parcel number: 2255102530000910
  • Special condition: None

Features

  • Levels: Multi/Split,Two

Lot

  • Lot size: 4,000 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,883$46,596
Home Insurance *$221$2,652
Property Taxes $1,100$13,200
Electricity $246$2,954
Total$5,450$65,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,857/yr
40% on housing$163,500/yr
45% on housing$145,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 11590$457
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11590$476
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$749,999
2026-07-04Listed for sale$768,000
2018-02-12Listing removed$429,000
2018-01-15Price change$429,000
2017-11-29Listed for sale$449,000
2017-10-08Listing removed$459,900
2017-05-18Listed for sale$459,900
2016-10-31Listing removed$559,900
2016-08-25Price change$559,900
2016-08-13Price change$579,900
2016-01-06Price change$599,900
2015-12-04Listed for sale$629,000
1995-11-22Sold$140,000

For Sale by Agent

AgentRossmery Fernandeznunez
BrokerageHouse Hub Realty

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