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38287 Cardinal Ln Unit 139, Selbyville, DE, 19975

2beds
2baths
1,200sqft
$360,000
$300price/sqft
$2,324/moest. monthly cost
$92,960/yrincome needed

About This Home

Welcome to your lakeside retreat in the highly sought-after Mallard Lakes community! Ideally located just minutes from Fenwick Island and Ocean City beaches, as well as nearby dining, shopping, and everyday conveniences, this home offers the perfect balance of coastal living and low-maintenance ease. As you arrive, you’re welcomed by a charming exterior and a community known for its resort-style amenities with beautifully maintained grounds. Inside, the home opens to a bright and inviting kitchen featuring white cabinetry, granite countertops, and a casual bar area—perfect for morning coffee or gathering with guests. The layout flows effortlessly into the dining and living areas, where a wood-burning fireplace creates a cozy space for the cold season or a comfortable space to unwind after a day at the beach. One of the standout features of this home is the enclosed porch, designed for year-round enjoyment. Filled with natural light and offering peaceful lake views, it’s the perfect spot to relax, entertain, or simply take in the surrounding scenery and wildlife. Upstairs, you’ll find two well-sized bedrooms along with a full bathroom that is both functional and spacious, offering comfort for both everyday living and guests. This home is being sold furnished, making it a true turnkey opportunity to bring your personal touches and start enjoying coastal life right away or make it your coastal investment. Mallard Lakes offers a wide range of amenities, including 2 community pools, tennis, pickleball, basketball and volleyball courts, picnic/grill areas, hot tub, playgrounds, and water views - creating a lifestyle that’s as active or as relaxing as you want it to be. With its desirable location, lakefront setting, and move-in ready convenience, this property presents an excellent opportunity to own in one of the area’s most popular beach communities. Make sure to view the virtual tour and book your appointment today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Selbyville Middle SchoolGrades 6-86.7 mi
6/10
Indian River High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Shingle,Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Architectural style: Coastal,Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Dishwasher,Microwave,Washer,Dryer,Water Heater,Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Main Level

Bathroom1

  • Features: Skylight(s),Double Sink
  • Level: Upper

Bedroom1

  • Features: Ceiling Fan(s),Window Treatments,Flooring - Carpet
  • Level: Upper

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet,Window Treatments
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Carpet
  • Level: Main

Features

  • Ceiling Fan(s),Combination Dining/Living,Primary Bath(s),Attic
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Energy Efficient,Screens,Skylight(s),Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Kitchen - Electric Cooking,Breakfast Bar,Flooring - Tile/Brick,Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Fireplace - Wood Burning,Flooring - Carpet
  • Level: Main

Other

  • Features: Ceiling Fan(s),Flooring - Tile/Brick,Window Treatments
  • Level: Main

Storage Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 53320.004.00139
  • Zoning: HR-2
  • Special condition: Standard
  • Exclusions: Shore Birds In Dining Room,Fenwick Island Picture In Living Room,Beach Chairs In Shed,Bike In Shed,2 Blue Adirondack Chairs,Painting Above The Fireplace,Picture Above The Couch,Picture In The Upstairs Bathroom,Items In Linen Linen Closet.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Outdoor Shower,Street Lights,Storage,Water Fountains
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake

Lot

  • Lot size: 49.49 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Assigned,Paved,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$141$1,692
Property Taxes $112$1,344
Electricity $251$3,021
Total$2,324$27,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,680/yr
40% on housing$69,720/yr
45% on housing$61,973/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 19975$224
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19975
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$370,000
2019-05-13Sold$185,000

For Sale by Agent

AgentMegan Hyman
BrokerageLong & Foster Real Estate, Inc.

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