38421 Cardinal Ln Unit 195, Selbyville, DE, 19975
About This Home
Welcome to your perfect coastal retreat in the desirable Mallard Lakes community! This charming 2-bedroom, 1.5-bath home offers the ideal blend of comfort, convenience, and beachside living. Whether you're searching for a weekend escape, summer getaway, or investment opportunity, this home is ready to make lasting memories. Enjoy a bright, inviting interior with peaceful water views and cozy living spaces designed for relaxing after a day at the beach. Mallard Lakes is known for its outstanding amenities, scenic setting, and unbeatable location—just minutes from local beaches, grocery stores, restaurants, shopping, and entertainment. Spend your days enjoying everything this vibrant community has to offer, then unwind on your patio overlooking the water. Your family's next beach tradition starts here.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Frame,Aluminum Siding
Type & Style
- Home type: Townhouse
- Architectural style: Coastal
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Microwave,Oven/Range - Electric,Refrigerator,Washer/Dryer Stacked,Water Heater,Electric Water Heater
- Laundry features: Lower Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Dining Area,Dry Wall
- Door features: Insulated,Storm Door(s),Sliding Glass
- Window features: Double Hung,Insulated Windows
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,250
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,250
- Total interior livable area: 1,250 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 53320.004.00195
- Zoning: HR-2
- Special condition: Standard
- Exclusions: List To Be Provided
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Porch
- On waterfront: Yes
- Waterfront features: Pond
- Frontage length: Water Frontage Ft: 5
Lot
- Lot size: 871.20 sqft
Parking
- Parking features: Assigned,Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Delaware Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,881 | $22,572 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $116 | $1,392 |
| Electricity | $251 | $3,021 |
| Total | $2,389 | $28,668 |
Income You'd Need if You Spent...
Delaware FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $372,000 |
| 2025-08-31 | Listing removed | $359,900 |
| 2025-02-26 | Listed for sale | $359,900 |
| 2025-01-22 | Listing removed | $359,900 |
| 2024-09-28 | Listed for sale | $359,900 |
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