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38280 Hummingbird Ln Unit 234, Selbyville, DE, 19975

2beds
2baths
1,200sqft
$368,000
$307price/sqft
$2,367/moest. monthly cost
$94,680/yrincome needed

About This Home

Tucked within the sought-after community of Mallard Lakes, just minutes from Fenwick Island DE and Ocean City MD, this beautifully maintained 2-bedroom, 1.5-bath home offers a peaceful pond front setting with serene water views. Light-filled and thoughtfully updated including new carpet and freshy painted. The interior features a well-appointed kitchen, spacious living and dining area, with a cozy wood-burning fireplace. The enclosed porch, complete with its own HVAC system, provides additional year-round living space to relax and take in the tranquil surroundings. Lovingly cared for by its original owner and never rented, this home reflects true pride of ownership. Outdoor features include a convenient outdoor shower, perfect after a day at the beach. Mallard Lakes offers a resort-style lifestyle with amenities including multiple outdoor pools, hot tub, pickleball and tennis courts, shuffleboard, walking trails, basketball and volleyball courts, playgrounds, horseshoe pits, a scenic viewing tower, and kayak areas. Whether you’re seeking a full-time residence, coastal getaway, or investment opportunity, this property delivers comfort, location, and lifestyle in one exceptional offering.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Selbyville Middle SchoolGrades 6-86.8 mi
6/10
Indian River High SchoolGrades 9-129.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Frame

Other

  • Builder name: bunting

Type & Style

  • Home type: Townhouse
  • Architectural style: Coastal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Self Cleaning Oven,Oven/Range - Electric,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Bathroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Combination Dining/Living,Open Floorplan,Upgraded Countertops,Dry Wall
  • Window features: Window Treatments
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 53320.004.00234
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch,Enclosed
  • Exterior features: Street Lights
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond
  • Frontage length: Water Frontage Ft: 10

Lot

  • Features: Pond
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$141$1,692
Property Taxes $115$1,380
Electricity $251$3,021
Total$2,367$28,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,154/yr
40% on housing$71,010/yr
45% on housing$63,120/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 19975$224
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19975
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$380,000

For Sale by Agent

AgentASHLEY BROSNAHAN
BrokerageLong & Foster Real Estate, Inc.

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