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75 Cove Neck Road, Oyster Bay, NY, 11771

6beds
7baths
10,693sqft
$11,945,000
$1,117price/sqft
$84,771/moest. monthly cost
$3,390,840/yrincome needed

About This Home

Direct Waterfront Estate with 300+ Ft Deep-Water Dock. Built in 2006 and crafted by renowned architect Oliver Cope with landscape design by Edmund Hollander and Kean Development, this 10,000+- sq. ft. waterfront estate offers 6 bedrooms, 5 full and 2 half bathrooms, and sits on 2.35 acres of prime bay front with sweeping western exposure and panoramic views over Oyster Bay and Centre Island. At the water’s edge, a private 300+ ft deep-water dock (rebuilt in 2010) provides rare direct access for boating and yachting, anchoring the property as one of the most desirable on the North Shore. Expansive bluestone patios, manicured grounds, a covered patio, and a resort-style infinity-edge pool with spa capture breathtaking sunsets that paint the bay in spectacular color each evening. Inside, every detail has been elevated — from extensive custom millwork to soaring ceiling heights. A chef’s kitchen with a massive marble center island flows into both grand entertaining spaces and intimate sitting rooms. A stunning library with cathedral ceilings opens to a large balcony and a private home office. Throughout the home you’ll find six fireplaces, smart home technology with surveillance, a full-house generator, and bedrooms with private balconies overlooking the water. The primary suite is a true retreat, offering a spa bath, radiant heated floors, and an indoor-outdoor lounge for savoring the waterfront setting. Above, a third-floor widow’s walk rooftop terrace crowns the residence, delivering the ultimate vantage point with panoramic water views and endless sunsets. The full finished lower level offers a resort-quality experience with a fitness center, sauna, steam room, cabana bath/changing room, kitchenette, and media room. A detached four-car garage completes this world-class estate — a rare offering that combines architectural pedigree, modern luxury, and unmatched direct waterfront living in one of Long Island’s most coveted bay front settings.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Theodore Roosevelt SchoolGrades PK-21.8 mi
10/10
Oyster Bay Middle SchoolGrades 7-81.6 mi
8/10
Oyster Bay High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Cedar

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • First Floor Bedroom
  • Number of fireplaces: 6
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Geothermal,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 10,693
  • Total interior livable area: 10,693 sqft

Property

Details

  • Parcel number: 240726A0000250
  • Special condition: None

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Pool/Spa Combo
  • Patio & porch: Covered,Patio,Terrace,Wrap Around
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayfront

Lot

  • Lot size: 2.35 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $60,400$724,800
Home Insurance *$5,483$65,796
Property Taxes $17,121$205,452
Electricity $1,767$21,205
Total$84,771$1,017,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,906,434/yr
40% on housing$2,543,130/yr
45% on housing$2,260,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,117This listing

vs Other Active Listings

Avg $/sqft

ZIP 11771$717
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11771$590
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listed for sale$12,950,000
2025-12-10Listing removed$12,950,000
2025-09-16Listed for sale$12,950,000
2003-07-08Sold$3,400,000
2003-04-11Sold$3,400,000

For Sale by Agent

AgentZachary Elliott
BrokerageNest Seekers LLC

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