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6 Howard Road, Bayville, NY, 11709

2beds
3baths
1,200sqft
$1,200,000
$1,000price/sqft
$8,481/moest. monthly cost
$339,240/yrincome needed

About This Home

Welcome to your dream coastal retreat! This custom built 2 bedroom , 3 bath contemporary home offers the perfect blend of modern luxury and effortless Long Island Sound side beach living. With private beach rights through the Pine-Howard Civic Association just steps from your front door you'll enjoy breathtaking views. Recent 2023 construction meticulously designed also includes a Fuji clean outside treatment system and is fully elevated to FEMA compliant standards for ultimate peace of mind. Walking distance to charming local shops, seaside dining & vibrant community spots. Step inside to an open concept layout designed to impress. Sleek living space with dramatic high beamed ceilings create an airy spacious feel. A cozy electric fireplace serves as the living areas stunning focal point. A gourmet kitchen beautifully appointed with custom cabinetry and stainless steel appliances. A luxurious spa inspired primary suite bathroom complete with whirlpool walk-in deep soaking tub. Private deck perfectly situated for hosting family gatherings and enjoying morning coffee.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
7/10
9/10
Locust Valley High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Actual,New Construction
  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Blown-In Insulation,Foam Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Bathroom,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Entrance Foyer,High Ceilings,Natural Woodwork,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting,Smart Thermostat,Soaking Tub,Storage,Walk Through Kitchen,Walk-In Closet(s),Wet Bar
  • Window features: Casement,New Windows,Screens,Wood Frames
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Gas,Living Room
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Ducts,Forced Air,Hot Air,Hot Water,Natural Gas
  • Cooling features: Central Air,Ductwork,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Other

  • Level: First

Other

  • Level: Basement

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Grip-Accessible Features

Details

  • Parcel number: 28001000061
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Lighting,Mailbox,Rain Gutters
  • Fencing: Back Yard,Chain Link,Partial,Vinyl
  • Has view: Yes
  • View description: Open,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Water Access

Lot

  • Lot size: 4,000 sqft
  • Features: Back Yard,Garden,Landscaped,Near Shops,Private,Views
  • Lot size dimensions: 40 x 100

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$448$5,376
Property Taxes $1,720$20,640
Electricity $246$2,954
Total$8,481$101,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,777/yr
40% on housing$254,430/yr
45% on housing$226,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 11709$546
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11709$447
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$1,200,000
2026-07-16Listed for sale$1,288,888
2024-08-29Listing removed$1,400
2024-08-25Listed for rent$1,400

New Construction

AgentJean Mansueto
BrokerageBranch Real Estate Group

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