424 Centre Island Road, Oyster Bay, NY, 11771
About This Home
Location, location, location! This charming house is in beautiful Oyster Bay with private beach. Beautiful scenery, more than just a home, it's a way of life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1933
Materials
- Construction materials: Shake Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Exhaust Fan,Refrigerator,Washer
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Second
Bathroom4
- Level: Third
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: First
Dining Room
- Level: First
Features
- Eat-in Kitchen,Formal Dining,Kitchen Island,Recessed Lighting
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Finished,Stairs
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2405280580000100
- Special condition: None
Features
- Waterfront features: Beach Access
Lot
- Lot size: 10,200 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Off Street,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Ice Storm
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $550 | $6,600 |
| Property Taxes | $1,720 | $20,640 |
| Electricity | $280 | $3,371 |
| Total | $8,617 | $103,404 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $1,200,000 |
| 2026-03-31 | Price change | $1,300,000 |
| 2024-09-16 | Price change | $1,100,000 |
| 2024-08-19 | Price change | $1,200,000 |
| 2024-07-09 | Price change | $1,300,000 |
| 2024-06-05 | Listed for sale | $1,400,000 |
| 2023-09-12 | Listing removed | -- |
| 2023-08-24 | Listing removed | -- |
| 2023-08-16 | Listed for rent | $4,000 |
| 2023-08-11 | Price change | $1,200,000 |
| 2023-03-21 | Price change | $1,100,000 |
| 2022-11-18 | Listed for sale | $1,200,000 |
| 2021-05-10 | Listing removed | -- |
| 2021-02-06 | Listed for sale | $799,000 |
| 2017-05-22 | Sold | $550,000 |
| 2017-04-25 | Listed for sale | $599,999 |
| 2017-04-21 | Sold | $465,000 |
| 2017-04-20 | Listed for sale | $599,995 |
| 2015-08-21 | Listing removed | $721,000 |
| 2014-11-12 | Listed for sale | $721,000 |
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