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235 Cleft Road, Mill Neck, NY, 11765

6beds
8baths
8,800sqft
$5,995,000
$681price/sqft
$48,618/moest. monthly cost
$1,944,720/yrincome needed

About This Home

Perched above Oyster Bay Harbor on 4.04 private acres in the heart of prestigious Mill Neck, resides this exceptional estate. Framed by panoramic views of Oyster Bay Harbor and Centre Island, this beautifully renovated six-bedroom residence showcases timeless design, refined craftsmanship, and curated modern updates throughout. Every space has been thoughtfully designed to celebrate its breathtaking surroundings, where expansive walls of glass blur the line between indoors and out while filling the home with natural light. Rich mahogany custom millwork, white oak inlay flooring, and elegant architectural details create an atmosphere of warmth and sophistication, while beautifully proportioned living and entertaining spaces offer both comfort and effortless elegance. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring custom white cabinetry, striking quartzite countertops, elegant brass accents, and picturesque harbor views. A renovated sunroom, spa-inspired primary suite, radiant heat floors, updated baths, an expansive mudroom, and a summer kitchen further elevate the home's exceptional lifestyle, seamlessly extending to Brazilian IPE decks/terraces designed for outdoor entertaining. Thoughtfully modernized for today's discerning buyer, the residence features commercial-grade heating and cooling, eight-zone HVAC, over 100 new windows, a newer roof, an automatic sprinkler system, and three two car garages. Owned solar panels enhance the home's energy efficiency, while a Tesla battery backup provides reliable peace of mind with the ability to power the residence for approximately three days during an outage. Surrounded by the natural beauty of Long Island's Gold Coast and just moments from charming villages, waterfront dining, boutique shopping, beaches, and clubs, this extraordinary estate offers a rare combination of privacy, sophistication, and breathtaking water view vistas.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Theodore Roosevelt SchoolGrades PK-21.2 mi
8/10
Oyster Bay Middle SchoolGrades 7-81.8 mi
9/10
Oyster Bay High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Post Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Cathedral Ceiling(s),Chefs Kitchen,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,High Ceilings,His and Hers Closets,Kitchen Island,Open Kitchen,Primary Bathroom,Recessed Lighting,Storage,Walk-In Closet(s)
  • Window features: New Windows
  • Number of fireplaces: 4
  • Fireplace features: Bedroom,Family Room,Gas,Living Room
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Hot Water,Propane,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,800
  • Total interior livable area: 8,800 sqft

Property

Details

  • Parcel number: 242529L0006510
  • Special condition: None

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Courtyard
  • Has view: Yes
  • View description: Panoramic,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 4.04 Acres

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,313$363,756
Home Insurance *$8,259$99,108
Property Taxes $8,592$103,104
Electricity $1,454$17,451
Total$48,618$583,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,666,902/yr
40% on housing$1,458,540/yr
45% on housing$1,296,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$681This listing

vs Other Active Listings

Avg $/sqft

ZIP 11765$1,026
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11765$393
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$5,995,000
2022-03-29Sold$3,800,000
2022-03-07Pending sale$3,995,000
2022-02-11Price change$3,995,000
2021-10-07Price change$4,295,000
2021-09-09Price change$4,750,000
2021-07-22Price change$5,300,000
2021-05-15Listed for sale$5,800,000
2017-08-25Sold$10,000
2017-07-20Listing removed$10,000
2017-06-14Price change$2,650,000
2017-04-03Price change$2,799,000
2017-03-01Listed for rent$10,000
2016-12-31Price change$2,899,000
2016-08-16Price change$2,999,000
2016-04-15Price change$3,299,000
2015-11-03Price change$3,499,000
2015-04-20Price change$3,600,000
2015-01-29Price change$3,850,000
2014-11-21Price change$3,999,000
2014-05-20Listed for sale$3,999,999
2013-04-16Listing removed$4,500,000
2012-12-08Listing removed$8,900
2012-11-16Price change$8,900
2012-11-09Price change$9,900
2012-11-04Price change$9,950
2012-10-26Listed for rent$9,960

For Sale by Agent

AgentMargaret Trautmann GRI
BrokerageCompass Greater NY LLC

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