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1316 Telegram Avenue, Elmont, NY, 11003

4beds
1baths
1,075sqft
$749,000
$697price/sqft
$5,320/moest. monthly cost
$212,800/yrincome needed

About This Home

Wow what a find!!! This wide line cape on a 52' wide property!!! features updated Kitchen, living room with fireplace, Dining room, 4 large bedrooms, 2 full bath, hardwood floors, full finished basement. 150Amp service, new hot water heater, updated Boiler, new roof, (50 year shingles)1 1/2 car garage. Private parklike property, Close to all shopping, transportation and schools. Elementary school is Covert Ave with Sewanhaka High School.

Getting Around

78
WalkingVery Walkable
42
TransitSome Transit
52
BikeBikeable

Schools

8/10
Covert Avenue SchoolGrades PK-60.5 mi
5/10
Sewanhaka High SchoolGrades 7-120.9 mi

Construction

Condition

  • Year built: 1954

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom
  • Flooring: Carpet,Hardwood
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Other

  • Level: Basement

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 2089325690000270
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 4,160 sqft

Parking

  • Total spaces: 1.5
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$214$2,568
Property Taxes $1,073$12,876
Electricity $246$2,954
Total$5,320$63,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,400/yr
40% on housing$159,600/yr
45% on housing$141,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$697This listing

vs Other Active Listings

Avg $/sqft

ZIP 11003$456
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11003$521
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$749,000

For Sale by Agent

AgentJohn Z. Savoretti
BrokerageJohn Savoretti Realty

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