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28 Monaco Avenue, Elmont, NY, 11003

4beds
2baths
1,260sqft
$639,900
$508price/sqft
$4,581/moest. monthly cost
$183,240/yrincome needed

About This Home

Welcome to this charming Cape-style home offering 4 bedrooms and 2 full bathrooms in the heart of Elmont. The main level features a bright living room, an eat-in kitchen, two bedrooms, and a full bath. The second floor offers two additional bedrooms and another full bath, providing flexible living space for extended family, guests, or a home office. Situated on a level lot with a garage and private driveway, this home is conveniently located near schools, shopping, restaurants, parks, public transportation, and major roadways. A wonderful opportunity to make this home your own

Getting Around

73
WalkingVery Walkable
31
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

7/10
Dutch Broadway SchoolGrades PK-60.2 mi
5/10

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom2

  • Level: First

Bathroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: 2089326710000340
  • Special condition: Auction

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$183$2,196
Property Taxes $917$11,004
Electricity $246$2,954
Total$4,581$54,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,062/yr
40% on housing$137,430/yr
45% on housing$122,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 11003$458
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11003$521
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-10-25Sold$730,997
2020-01-22Listing removed$367,360
2019-12-24Listed for sale$367,360
2019-10-01Listing removed$367,353
2019-09-30Price change$367,353
2019-09-28Price change$367,369
2019-09-23Price change$367,344
2019-09-21Price change$367,534
2019-09-20Price change$367,646
2019-09-16Price change$368,006
2019-09-14Price change$365,183
2019-09-11Price change$365,777
2019-09-07Price change$366,030
2019-09-06Price change$366,041
2019-08-29Listed for sale--
2018-12-19Listing removed$375,385
2018-11-20Listed for sale$359,747
2018-09-19Listing removed$341,404
2018-08-21Listed for sale$349,839
2018-05-16Listing removed$349,839
2018-04-17Listed for sale$338,193
2017-12-06Listing removed$337,427
2017-10-17Listed for sale$349,280
2017-08-30Listing removed$346,762
2017-08-05Listed for sale--
2016-07-28Listing removed$185,500
2003-12-26Sold$315,000
2000-05-30Sold$230,000
2000-04-05Sold$175,000
1999-08-05Sold$165,000

Unknown Listed By

AgentAbdool N. Rahaman
BrokerageERA/Top Service Realty Inc

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