84 Fernwood Terrace, Garden City, NY, 11530
About This Home
Located within the Garden City School District and offering all the exceptional amenities of Garden City, this beautifully renovated 2,700-square-foot Colonial blends classic style with modern comfort and functionality. The welcoming entry foyer opens to a sun-drenched living room with a wood-burning fireplace and a formal dining room, creating the perfect setting for everyday living and entertaining. The chef’s kitchen is the heart of the home, featuring custom cabinetry, center island with bar seating, high-end appliances, a wine refrigerator, breakfast area, and radiant heated floors. Adjacent to the kitchen is a stunning sunken family room with a wood-burning fireplace accented by beautiful stonework, radiant heat, and sliding doors leading to a private backyard. The patio with a built-in grill provides the perfect space for outdoor entertaining. A mudroom and powder room complete the main level. The second floor features a spacious primary bedroom suite with bath, vaulted ceiling, gas fireplace, oversized walk-in closet, and the convenience of second-floor laundry. Three additional generously sized bedrooms and an updated hall bath are also on this level. A pull-down attic provides additional storage. The basement offers excellent recreation space, a full bath, and ample storage.
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1929
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater,Wine Refrigerator
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Kitchen Island,Natural Woodwork,Open Kitchen,Original Details,Pantry,Primary Bathroom,Recessed Lighting,Storage,Walk-In Closet(s)
- Flooring: Hardwood,Tile
- Number of fireplaces: 3
- Fireplace features: Gas,Wood Burning
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Baseboard,Natural Gas,Radiant Floor
- Cooling features: Central Air
Interior Area
- Total structure area: 2,695
- Total interior livable area: 2,695 sqft
Other
- Level: First
Other
- Level: Second
Other
- Level: Basement
Property
Details
- Parcel number: 2033332780000450
- Special condition: None
Features
- Patio & porch: Patio
Lot
- Lot size: 5,000 sqft
- Lot size dimensions: 50 x 100
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,085 | $97,020 |
| Home Insurance * | $457 | $5,484 |
| Property Taxes | $2,291 | $27,492 |
| Electricity | $445 | $5,344 |
| Total | $11,278 | $135,336 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Listed for sale | $1,599,000 |
| 2017-11-10 | Sold | $885,000 |
| 1998-06-05 | Sold | $315,000 |
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