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118 4th Street, Garden City, NY, 11530

5beds
5baths
3,450sqft
$2,200,000
$638price/sqft
$15,476/moest. monthly cost
$619,040/yrincome needed

About This Home

A rare opportunity in the Central Section of Garden City. This thoughtfully updated 5-bedroom, 3 full/2 half bath home offers approximately 3,500 square feet across three floors, plus a finished basement, on a 75 x 113 property. Convenient to the shops and restaurants of 7th Street and the Garden City LIRR station. The main level offers a natural flow between the kitchen and living spaces, ideal for both everyday living and entertaining. The kitchen features Sub-Zero and Wolf appliances. The primary suite includes a recently renovated bath with steam shower, cast iron soaking tub, and a large custom closet. Additional features include whole-home audio, automated shades, integrated alarm and video surveillance, all accessible through one of six Crestron wall-mounted touch panels or a mobile device. The finished basement, with a half bath, provides flexible space for a playroom, gym, or media area. The backyard is set up for entertaining with a built-in outdoor kitchen.

Getting Around

76
WalkingVery Walkable
52
TransitGood Transit
50
BikeBikeable

Schools

8/10
Stewart SchoolGrades 2-51.1 mi
8/10
10/10
Garden City High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Dryer,Electric Oven,Exhaust Fan,Freezer,Gas Range,Microwave,Oven,Water Purifier Owned
  • Laundry features: Washer/Dryer Hookup,In Basement,Inside,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Bidet,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entertainment Cabinets,Entrance Foyer,Formal Dining,Granite Counters,Open Floorplan,Primary Bathroom,Recessed Lighting,Smart Thermostat,Soaking Tub,Sound System,Speakers,Stone Counters,Whole House Entertainment System
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,450
  • Total interior livable area: 3,450 sqft

Property

Details

  • Parcel number: 2011341330000090
  • Special condition: None

Features

  • Exterior features: Speakers

Lot

  • Lot size: 8,475 sqft
  • Features: Back Yard,Front Yard,Sprinklers In Front,Sprinklers In Rear,Stone/Brick Wall
  • Lot size dimensions: 75 x 113

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$629$7,548
Property Taxes $3,153$37,836
Electricity $570$6,841
Total$15,476$185,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$530,605/yr
40% on housing$464,280/yr
45% on housing$412,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$638This listing

vs Other Active Listings

Avg $/sqft

ZIP 11530$618
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11530$629
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$2,399,000
2026-04-17Listed for sale$2,499,000
2015-10-02Sold$1,260,000
2015-06-17Listing removed$1,299,000
2015-05-13Listed for sale$1,299,000
2015-05-12Sold$1,260,000
2014-09-22Listing removed$1,299,000
2014-07-17Listed for sale$1,299,000
2010-08-11Sold$1,200,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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