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44 Saint Pauls Road S, Hempstead, NY, 11550

4beds
3baths
1,337sqft
$649,990
$486price/sqft
$4,693/moest. monthly cost
$187,720/yrincome needed

About This Home

Discover this expanded Cape situated on a beautiful corner lot in the heart of Hempstead, surrounded by vibrant flowers and well-kept gardens that add charm and curb appeal. This spacious home offers exceptional versatility for today’s buyer, featuring 4 bedrooms plus a bonus office**, *3 full baths*, a **full finished walkout basement** ideal for extended living, and a **large finished attic** that functions as a true second-level living area. Recent upgrades provide outstanding peace of mind, including a brand-new gas boiler and hot water heater updated less than 6 months ago**, **three newly installed windows**, and a **roof less than 9 years old**. The home is equipped with efficient gas heating, offering reliable and cost-effective comfort year-round. This property also offers incredible potential for the buyer ready to customize it into their own vision — a perfect opportunity to create the layout, finishes, and style you’ve always wanted. Enjoy *ample driveway and garage parking for over 4 cars, private off-street parking, a detached 1-car garage, and a beautifully landscaped corner property perfect for outdoor enjoyment. Conveniently located near restaurants, schools, shops, and major amenities, this home combines comfort, accessibility, and opportunity. With its generous layout and multiple levels of living space, the property provides excellent income potential or room for a growing household. A fantastic find with *space, flexibility, and value!

Getting Around

87
WalkingVery Walkable
58
TransitGood Transit
59
BikeBikeable

Schools

3/10
David Paterson SchoolGrades K-60.1 mi
3/10
Hempstead High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1924

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Master Downstairs
  • Attic: Dormer,Finished,Full

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,337
  • Total interior livable area: 1,337 sqft

Kitchen

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 2013342960000160
  • Special condition: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$230$2,760
Property Taxes $931$11,172
Electricity $246$2,954
Total$4,693$56,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,902/yr
40% on housing$140,790/yr
45% on housing$125,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 11550$497
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11550$409
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$649,990
2026-05-30Listed for sale$649,990
2025-12-20Listing removed$639,990
2025-11-03Price change$639,990
2025-10-29Price change$649,990
2025-09-28Price change$649,900
2025-08-24Price change$629,900
2025-07-25Listed for sale$650,000
2024-08-21Listing removed--
2024-08-02Price change$630,000
2024-04-11Listed for sale$650,000
2014-11-26Listing removed$2,600
2014-11-18Listed for rent$2,600
2005-06-22Sold$355,350

For Sale by Agent

AgentNini P. Alonso
BrokerageCecilia Nelson Realty

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